Putnam County property record for 495 E Davis Rd, Cookeville, TN 38506
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,118 sqft · built 1962 |
| Lot Size | 6.21 acres (270,508 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,745 (Apr 2020) |
| Tax Bill | $1,960 (2022) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071083 03500 |
| Primary APN | 071083 03500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Upper Floors Area | 252 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 270,508 sqft (6.21 acres) |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 492 sqft |
| Canopy | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 E DAVIS RD |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38506-4277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 CARD #2 HSE #499, COUNTY AREA: N01 |
| Legal Subdivision | C H MCCELLAN |
| Legal Lot Number | 7-16 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1202 |
495 E Davis Rd is owned by two individuals who bought it in April 2020.
Source: Putnam County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1541 GOLF LN, LIVINGSTON, TN 38570-2110 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on File |
| Deed Sale | Apr 20, 2020 · Amount on File |
| Prior Sale | Aug 14, 2009 |
| Deed Document Number | 2020238664 |
| Deed Book / Page | 1190 / 733 |
| Transfer Doc | 0378000575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 495 E DAVIS RD, COOKEVILLE, TN 38506-4277 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4149 OLD SPARTA RD, COOKEVILLE, TN 38506-5951 |
| Document Number | 0000153832 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 1538/32 |
| Instrument | 297609 |
| Name | LENDING HAND MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, TN 37115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,550 (-) Land $31,275 Building $28,275 | ||
| 2024 | $59,550 (-) Land $31,275 Building $28,275 | ||
| 2023 | $59,550 Land $31,275 Building $28,275 | ||
| 2022 | $1,960.00 | ||
| 2021 | $238,200 Land $125,100 Building $113,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 E Davis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 E Davis Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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