495 E 4020 N, Provo, UT 84604 Property Records

Utah County property record for 495 E 4020 N, Provo, UT 84604 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms7 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1988
Square Footage5,189 sqft Living Area
Lot Size15,290 sqft (0.351 acres)
OccupancyOwner Occupied
Last Sale$1,250,000 (2022)
Tax Bill$7,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN36-306-0001
Alternative APN
  • 045792

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area5,189 sqft Living Area
Gross Area9,092 sqft Gross Area
1st Floor3,017 sqft 1st Floor
Basement Area3,040 sqft Basement
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleA-Frame Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area15,290 sqft (0.351 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area863 sqft Garage
Deck AreaDeck Area
Patio Area450 sqft Patio
Porch Area658 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number045792
Street Address495 E 4020 N
CityPROVO
StateUT
Zip84604-5155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1, PLAT A, CLUFF ACRES SUB AREA 0.351 AC.
Legal SubdivisionCLUFF ACRES SUB
Legal Lot Number1
JurisdictionUTAH UT
Minor Civil DivisionPROVO-OREM
Census Blockgroup1
Census Block1011
Census Tract1501

Owner

Source: Utah County records · APN 36-306-0001

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address495 E 4020 N, PROVO, UT 84604-5155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
STATE DEPARTMENT FCU
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 21, 2021Intrafamily Transfer, Transfer · Line of Credit
HOMETRUST BANK
Sep 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Aug 26, 2022
  • Deed Sale Price on Aug 26, 2022
  • Prior Sale Amount on Sep 21, 2021
Deed Doc Number202294595
Prior Transfer DateSep 10, 2021
Prior Transfer Doc0000162741
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address495 E 4020 N, PROVO, UT 84604-5155
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069041
DateOct 20, 2023
Instrument69041:2023
Lender
NameSTATE DEPARTMENT FCU
TypeCredit Union
AddressALEXANDRIA, VA 22314
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 19, 2043

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateAug 26, 2022
Property Address495 E 4020 N, PROVO, UT 84604-5155
Document Number0000094595
Instrument DateAug 25, 2022
Instrument94595:2022
Transaction TypeTransfer
Record UpdatedSep 07, 2022
Title CompanyGREENBRIER TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 E 4020 N, PROVO, UT 84604-5155

Mortgage

Document Number0000094613
DateAug 26, 2022
Instrument94613:2022
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate
Rate4.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2029
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.75%
Max Rate At Change6.12%
Index12-Month MTA
Max Rate6.12%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateSep 21, 2021
Property Address495 E 4020 N, PROVO, UT 84604-5155
Document Number0000162741
Instrument DateSep 10, 2021
Instrument162741:2021
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyGREENBRIER TITLE

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address495 E 4020 N, PROVO, UT 84604-5155

Mortgage

Document Number0000162543
DateSep 21, 2021
Instrument162543:2021
Lender
NameHOMETRUST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateSep 15, 2021
Property Address495 E 4020 N, PROVO, UT 84604-5155
Document Number0000160175
Instrument DateSep 01, 2021
Instrument160175:2021
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGREENBRIER TITLE INSURANCE AGENCY, GREENBRIER TITLE INS AGCY

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 E 4020 N, PROVO, UT 84604-5155

Mortgage

Document Number0000160176
DateSep 15, 2021
Instrument160176:2021
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityProvo City
Unified School DistrictProvo School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$732,930 (-44.28%)$1,332,600 (+1.31%) Land $413,600 Building $919,000
2025$7,248.00$1,315,400 (+122.42%) Land $330,900 Building $984,500$1,315,400 (+22.33%) Land $330,900 Building $984,500
2024$7,248.00 (+18.94%)
2023$6,094.00 (-1.63%)$591,415$1,075,300 Land $315,100 Building $760,200
2022$6,195.00

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