Passaic County and Paterson City property record for 495 E 25th St, Paterson, NJ 07514
| Property Type | Single Family Home |
|---|---|
| Details | 2,146 sqft · built 1700 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Sep 2023) |
| Tax Bill | $9,710 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03312-0000-00027 |
| Primary APN | 08-03312-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,146 sqft Living Area |
| Year Built | Built 1700 |
|---|---|
| Effective Year Built | Effective 1700 |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 08E0633000000014 |
|---|---|
| Street Address | 495 E 25TH ST |
| City | PATERSON |
| State | NJ |
| Zip | 07514-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3312 |
| Legal Lot Number | 27 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 181200 |
Source: Passaic County and Paterson City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jul 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT |
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT |
| Jul 16, 2019 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 202331192 |
| Deed Book / Page | 4594 / 116 |
| Prior Transfer Date | Feb 16, 1998 |
| Prior Transfer Doc | 0000042156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 29, 2023 |
| Property Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Document Number | 0000031192 |
| Book / Page | D4594 / 116 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023031192 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | HAMPTONS TITLE AGENCY INC, CHAMPION TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 ELLISON ST, PATERSON, NJ 07501-2126 |
| Name | Verified Name |
|---|---|
| Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Document Number | 0000031193 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023031193 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Document Number | 0000046656 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | M17294/252 |
| Instrument | 2021046656 |
| Name | HOME POINT |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Document Number | 0000028119 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | M17058/193 |
| Instrument | 2021028119 |
| Name | HOME POINT |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 16, 2019 |
| Property Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Document Number | 0000030273 |
| Book / Page | D3615 / 0268 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019030273 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CHAMPION TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 E 25TH ST, 495, PATERSON, NJ 07514-2435 |
| Name | Verified Name |
|---|---|
| Address | 495 E 25TH ST, PATERSON, NJ 07514-2435 |
| Document Number | 0000030274 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | M15605/0248 |
| Instrument | 2019030274 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,800 (+167.47%) Land $172,500 Building $314,300 | $486,800 (+167.47%) Land $172,500 Building $314,300 | |
| 2025 | $9,710.00 (+4.71%) | $182,000 (-) Land $41,900 Building $140,100 | $182,000 (-) Land $41,900 Building $140,100 |
| 2024 | $9,273.00 (+9.77%) | ||
| 2023 | $182,000 (-) Land $41,900 Building $140,100 | $182,000 (-) Land $41,900 Building $140,100 | |
| 2022 | $8,448.00 | $182,000 Land $41,900 Building $140,100 | $182,000 Land $41,900 Building $140,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 914 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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