495 Deer Run Rd, #143, Ridgeway, SC 29130 Property Records

Fairfield County property record for 495 Deer Run Rd, #143, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,516 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2017)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`114-01-01-004-000`

Property Details

APN / Parcel Number

Primary APN	`114-01-01-004-000`
Alternative APN	`4645`

Interior

Stories	1 Story
Building Area	2,516 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	2,516 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	272 sqft
Deck Area	620 sqft
Patio Area	620 sqft

Location & Zoning

Account Number	4645
Street Address	143 DEER RUN RD, 495
City	RIDGEWAY
State	SC
Zip	29130-8884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	495 DEER RUN ROAD SEC 17 LOT 143 LW DEER RUN RD PLAT: RE - 64, FR - 187
Legal Subdivision	LW DEER RUN RD
Legal Lot Number	143
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3004
Census Tract	960302

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 DEER RUN RD, RIDGEWAY, SC 29130-8879
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Aug 25, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	20172134
Deed Book / Page	1291 / 35
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	495 DEER RUN RD # 143, 143, RIDGEWAY, SC 29130-8879
Document Number	0000002059
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	495 DEER RUN RD RIDGEWAY SC 291308879, RIDGEWAY, SC 29130-8879

Mortgage

Document Number	0000002059
Date	Sep 17, 2020
Book Page	001427/000256
Instrument	2059

Lender

Name	JET HOMELOANS LLC
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	495 DEER RUN RD # 143, 143, RIDGEWAY, SC 29130-8879
Document Number	0000002172
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 DEER RUN RD RIDGEWAY SC 291308879, RIDGEWAY, SC 29130-8879

Mortgage

Document Number	0000002172
Date	Oct 8, 2019
Book Page	001382/000237
Instrument	2172

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 7, 2059

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Aug 25, 2017
Property Address	495 DEER RUN RD # 143, 143, RIDGEWAY, SC 29130-8879
Document Number	0000002134
Book / Page	001291 / 000035
Instrument Date	Aug 18, 2017
Instrument	2134
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 DEER RUN RD RIDGEWAY SC 291308879, RIDGEWAY, SC 29130-8879

Mortgage

Document Number	2135
Date	Aug 25, 2017
Book Page	001291/000039
Instrument	2135

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,132.00 (+18.82%)	$22,460 (+53.29%) Land $8,000 Building $14,460	$561,500 (+53.29%) Land $200,000 Building $361,500
2024	$2,636.00 (-2.26%)	$14,652 (-) Land $8,000 Building $6,652	$366,300 (-) Land $200,000 Building $166,300
2023	$2,697.00 (+9.55%)	$14,652 (-) Land $8,000 Building $6,652	$366,300 (-) Land $200,000 Building $166,300
2022	$2,462.00	$14,652 Land $8,000 Building $6,652	$366,300 Land $200,000 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	23 (2015–2024)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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