Rowan County property record for 495 Cox Rd, Salisbury, NC 28146 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,725 sqft Living Area |
| Lot Size | 518,800 sqft (11.9 acres) |
| Garage | 858 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2020) |
| Tax Bill | $3,058.00 (2025) |
| Primary APN | 642 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,725 sqft Living Area |
| 1st Floor | 1,682 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 518,800 sqft (11.9 acres) |
| Garage Area | 858 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 368 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 495 COX RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-1079 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 11.91AC CALC |
| Legal Subdivision | OLIVIA FILE ESTATE |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | PROVIDENCE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 50901 |
Source: Rowan County records · APN 642 004
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 COX RD, SALISBURY, NC 28146-1079 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Deed Book / Page | 1351 / 433 |
| Prior Transfer Date | Jun 01, 2020 |
| Prior Transfer Doc | 0013510433 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 495 COX RD, SALISBURY, NC 28146-1079 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014280895 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 1428/895 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 30, 2020 |
| Property Address | 495 COX RD, SALISBURY, NC 28146-1079 |
| Document Number | 0013510433 |
| Book / Page | 1351 / 433 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 QUAIL DR, 375, SALISBURY, NC 28147-8860 |
| Name | Verified Name |
|---|---|
| Address | 495 COX RD, SALISBURY, NC 28146-1079 |
| Document Number | 1351434 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 1351/434 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,058.00 | $463,442 (-) Land $132,208 Building $331,234 | |
| 2023 | $3,058.00 | $463,442 Land $132,208 Building $331,234 | $463,442 Land $132,208 Building $331,234 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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