495 College Ave, Boulder, CO 80302 Property Records

Boulder County property record for 495 College Ave, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,297 sqft · built 1980
Lot Size	0.173 acres (7,515 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Jul 2020)
Tax Bill	$16,658 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1461-36-1-37-001`

Property Details

APN / Parcel Number

Primary APN	`1461-36-1-37-001`
Alternative APNs	`R0068415` `0068415`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,297 sqft Living Area
Gross Area	4,013 sqft
1st Floor Area	1,803 sqft
Basement Area	1,660 sqft
Finished Basement	1,494 sqft
Unfinished Basement	166 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	7,515 sqft (0.173 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0068415
Street Address	495 COLLEGE AVE
City	BOULDER
State	CO
Zip	80302-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 4 VERMONT
Legal Range	71
Legal Township	1N
Legal Section	36
Legal Subdivision	VERMONT - BO
Legal Block	4
Legal Lot Number	11
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3005
Census Tract	12201

Owner

495 College Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 COLLEGE AVE, BOULDER, CO 80302-7131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 16, 2017	Deed of Trust, Mortgage · ARM GUARANTY BANK & TRUST CO
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Aug 22, 2008 · Amount on File
Deed Document Number	20203802575
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	495 COLLEGE AVE, BOULDER, CO 80302-7131
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 COLLEGE AVE, BOULDER, CO 80302-7131

Mortgage

Document Number	0004034194
Date	Jan 18, 2024
Instrument	4034194

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	495 COLLEGE AVE, BOULDER, CO 80302-7131
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003927751
Date	Nov 15, 2021
Instrument	3927751

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	495 COLLEGE AVE, BOULDER, CO 80302-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003580763
Date	Mar 16, 2017
Instrument	3580763

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 30, 2020
Property Address	495 COLLEGE AVE, BOULDER, CO 80302-7131
Document Number	0003802575
Instrument Date	Jul 27, 2020
Instrument	3802575
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 COLLEGE AVE, 495, BOULDER, CO 80302-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 COLLEGE AVE, BOULDER, CO 80302-7131

Mortgage

Document Number	0003802576
Date	Jul 30, 2020
Instrument	3802576

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 495 College Ave was $16,658.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,320 (+6.07%) Land $83,762 Building $101,558	$2,795,300 (-) Land $1,301,800 Building $1,493,500
2025	$16,658.00	$174,707 Land $81,363 Building $93,344	$2,795,300 Land $1,301,800 Building $1,493,500
2023	$14,441.00 (+15.45%)	$170,917 (+26.89%) Land $83,134 Building $87,783	$2,551,000 (+31.62%) Land $1,240,800 Building $1,310,200
2022	$12,508.00	$134,698 Land $67,971 Building $66,727	$1,938,100 Land $978,000 Building $960,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 College Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	29 (1983–2025)
Claims Outside the SFHA	10 of 29
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 College Ave is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Magnolia Road Internet Cooperative, Verizon.

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