495 Co Rd 971, Cushing, TX 75760 Property Records

Nacogdoches County property record for 495 Co Rd 971, Cushing, TX 75760

Property Summary

Property Type	Single Family Home
Details	2,223 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-527-0017-000000`

Property Details

APN / Parcel Number

Primary APN	`01-527-0017-000000`
Alternative APN	`12252`

Interior

Building Area	2,223 sqft Total Area

Exterior

Year Built	Built 2009
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	71 sqft

Location & Zoning

Account Number	01-527-0017-000000
Street Address	495 COUNTY ROAD 971
City	CUSHING
State	TX
Zip	75760-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-527 B SPENCER PS 17 & 18
Legal Subdivision	BENJAMIN SPENCER SURVEY ABSTRACT NO
Jurisdiction	NACOGDOCHES TX
Township / Civil Division	CUSHING-DOUGLASS
Census Block Group	2
Census Block	2060
Census Tract	950200

Owner

Source: Nacogdoches County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 COUNTY ROAD 971, CUSHING, TX 75760-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON STATE BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004
Deed Sale	May 28, 2004
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Property Address	495 COUNTY ROAD 971, CUSHING, TX 75760-3734
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20218311
Date	Oct 1, 2021
Instrument	2021-8311

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Property Address	495 COUNTY ROAD 971, CUSHING, TX 75760-3734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4577/092
Date	Apr 18, 2017
Book Page	4577/092
Instrument	2017-3015

Lender

Name	HUNTINGTON STATE BANK
Type	Bank
Address	LUFKIN, TX 75901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Property Address	495 COUNTY ROAD 971, CUSHING, TX 75760-3734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205598
Date	Aug 26, 2020
Instrument	2020-5598

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Nacogdoches County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Nacogdoches County
Unified School District	Cushing Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00 (-12.61%) Homeowner's exemption	$285,040 (+15.09%) Land $13,780 Building $271,260	$285,040 (+15.09%) Land $13,780 Building $271,260
2023		$247,660 Land $6,220 Building $241,440	$247,660 Land $6,220 Building $241,440
2022	$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUSHING serves 1,007 people · EPA ID TX1740001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2018 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 971

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures