495 Co Rd 323, Westcliffe, CO 81252 Property Records

Custer County property record for 495 Co Rd 323, Westcliffe, CO 81252

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 840 sqft · built 2006
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2020)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2020 Sale & Mortgage + 1 more
APN	`0010031468`

Property Details

APN / Parcel Number

Primary APN	`0010031468`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	840 sqft Heated Area
Gross Area	984 sqft
1st Floor Area	560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	68,825 sqft (1.58 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	495 COUNTY ROAD 323
City	WESTCLIFFE
State	CO
Zip	81252-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMER ROSITA TOWNSITE LOT 241A (FKA TRT 16 ROSITA LOTS,241 & 242, PT OF VAC 1ST & 2ND ST & 5TH AVE)
Legal Subdivision	ROSITA
Legal Lot Number	241A
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	1
Census Block	1000
Census Tract	970101

Owner

Source: Custer County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 COUNTY ROAD 323, WESTCLIFFE, CO 81252-9655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Jun 26, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 26, 2020	Bargain and Sale Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Jun 26, 2020
Deed Document Number	2020238261
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0000224526
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	495 COUNTY ROAD 323, WESTCLIFFE, CO 81252-9655
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247753
Date	Mar 14, 2023
Instrument	247753

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Jun 26, 2020
Property Address	495 COUNTY ROAD 323, WESTCLIFFE, CO 81252-9655
Document Number	0000238261
Map Reference	DOC 201773
Instrument Date	Jun 23, 2020
Instrument	238261
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 COUNTY ROAD 323, WESTCLIFFE, CO 81252-9655

Mortgage

Document Number	0000238262
Date	Jun 26, 2020
Instrument	238262

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CUSTER CO
Recording Date	Jun 26, 2020
Property Address	495 COUNTY ROAD 323, WESTCLIFFE, CO 81252-9655
Document Number	0000238260
Map Reference	DOC 201740
Instrument Date	Jun 23, 2020
Instrument	238260
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 COUNTY ROAD 323, WESTCLIFFE, CO 81252-9655

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (+20.41%)	$15,620 (-10.44%)	$249,849 (-4%)
2023	$877.00 (+16.31%)	$17,440 (+48.93%)	$260,255 (+58.92%)
2022	$754.00	$11,710 Land $1,360 Building $10,350	$163,768 Land $18,960 Building $144,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10
Visionary Broadband Fixed Wireless	25 / 5

Cell Coverage

No cell data coverage reported

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