Coahoma County property record for 495 Chris Rd, Clarksdale, MS 38614
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 813 sqft · built 2007 |
| Lot Size | 3.09 acres (135,036 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $779 (2022) |
| Deeds & Mortgages | Jan 2025 Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 132D100000000 0000147 |
| Primary APN | 132D100000000 0000147 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 3 Rooms |
| Building Area | 813 sqft Adjusted Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 135,036 sqft (3.09 acres) |
| Street Address | 495 CHRIS RD |
|---|---|
| City | CLARKSDALE |
| State | MS |
| Zip | 38614-8301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.1 ACS IN N2 NE4 |
| Jurisdiction | COAHOMA MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950200 |
Source: Coahoma County records · APN 132D100000000 0000147
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 CHRIS RD, CLARKSDALE, MS 38614-8301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2025 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO |
| Nov 18, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2021 |
| Deed Sale | Nov 18, 2021 |
| Deed Document Number | 20216099 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COAHOMA MS |
| Property Address | 495 CHRIS RD, CLARKSDALE, MS 38614-8301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 495 CHRIS RD, CLARKSDALE, MS 38614-8301 |
| Document Number | 002025/322 |
|---|---|
| Date | Jan 28, 2025 |
| Book Page | 2025/322 |
| Instrument | 20250322 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COAHOMA MS |
| Property Address | 495 CHRIS RD, CLARKSDALE, MS 38614-8301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10448 HIGHWAY 79, CLARENDON, AR 72029 |
| Document Number | 02021/6066 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 2021/6066 |
| Instrument | 20216066 |
| Name | PLANTERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 113 Months |
| Due | Apr 01, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COAHOMA MS |
| Recording Date | Nov 18, 2021 |
| Property Address | 495 CHRIS RD, CLARKSDALE, MS 38614-8301 |
| Document Number | 02021/6099 |
| Book / Page | 2021 / 6099 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 20216099 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Coahoma County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Coahoma County |
| Unified School District | Coahoma County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,461 (-) Land $1,744 Building $3,717 | $54,612 (-) Land $17,439 Building $37,173 | |
| 2023 | $5,461 Land $1,744 Building $3,717 | $54,612 Land $17,439 Building $37,173 | |
| 2022 | $779.00 |
Source: FEMA National Flood Hazard Layer as of December 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uplink Internet Fiber · Fixed Wireless in parts of the area | 2,500 / 2,500 |
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 28 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLARKDALE WATER ASSN # 1 public/private · serves 4,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | CLARKSDALE PUBLIC UTILITIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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