495 Chestnut St, Brooklyn, NY 11208 Property Records

New York City property record for 495 Chestnut St, Brooklyn, NY 11208

Property Summary

Property Type	Duplex
Details	2,115 sqft · built 1920
Lot Size	0.036 acres (1,587 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Sep 2015)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2017 Loan Modification + 1 more
APN	`04231-0009`

Property Details

APN / Parcel Number

Primary APN	`04231-0009`
Alternative APNs	`1307042310009` `3-04231-0009`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,115 sqft Living Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Lot Area	1,587 sqft (0.036 acres)
Lot Dimensions	79.3 ft deep x 20 ft wide

Location & Zoning

Account Number	3-04231-0009
Street Address	495 CHESTNUT ST
City	BROOKLYN
State	NY
Zip	11208-2620
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R5
Legal Block	4231
Legal Lot Number	9
Jurisdiction	KINGS (BROOKLYN) NY
Township / Civil Division	BROOKLYN
Census Block Group	3
Census Block	3003
Census Tract	119600

Owner

495 Chestnut St, a duplex, is owned and occupied by two individuals who acquired it in September 2017.

Source: New York City records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 CHESTNUT ST, BROOKLYN, NY 11208-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 17, 2017	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG
Oct 17, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2015 · Amount on File
Deed Sale	Sep 3, 2015 · Amount on File
Prior Sale	Jan 6, 2015 · Amount on File
Deed Document Number	2015308868
Last Transfer Date	Sep 25, 2017
Transfer Doc	0000381409
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	495 CHESTNUT ST, BROOKLYN, NY 11208-2620
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415112
Date	Nov 4, 2022
Instrument	2022000415112

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Amount	Amount on Record

October 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	KINGS (BROOKLYN) NY
Recording Date	Oct 17, 2017
Property Address	495 CHESTNUT ST, BROOKLYN, NY 11208-2620
Instrument Date	Sep 25, 2017
Instrument	381412
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FORZA ABSTRACT, FORZA ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 CHESTNUT ST BROOKLYN NY 112082620, BROOKLYN, NY 11208-2620

Mortgage

Document Number	0000381412
Date	Oct 17, 2017
Instrument	381412

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KINGS (BROOKLYN) NY
Recording Date	Oct 17, 2017
Property Address	495 CHESTNUT ST, BROOKLYN, NY 11208-2620
Document Number	0000381409
Instrument Date	Jun 8, 2017
Instrument	381409
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	FORZA ABSTRACT, FORZA ABS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 CHESTNUT ST BROOKLYN NY 112082620, BROOKLYN, NY 11208-2620

Mortgage

Document Number	381411
Date	Oct 17, 2017
Instrument	381411

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08064

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 495 Chestnut St was $3,266.

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Kings County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,440 Land $7,920 Building $56,520	$1,074,000 Land $132,000 Building $942,000
2025	$3,266.00
2023	$3,057.00	$58,560 Land $7,920 Building $50,640	$976,000 Land $132,000 Building $844,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 495 Chestnut St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 495 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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