495 Cherokee Acres Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 495 Cherokee Acres Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 1994
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on File
Tax Bill	$809 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039 049`

Property Details

APN / Parcel Number

Primary APN	`039 049`
Alternative APNs	`679119` `381989`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Heated Area
Gross Area	3,560 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	336 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	255,262 sqft (5.86 acres)
Lot Width	750 ft Width
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Pool Area	576 sqft
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	381989
Street Address	495 CHEROKEE ACRES DR
City	CLARKESVILLE
State	GA
Zip	30523-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-144 LT 5 PB 16-170 1272-607
Legal Subdivision	CHEROKEE ACRES
Legal Lot Number	5
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1008
Census Tract	204

Owner

495 Cherokee Acres Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Mar 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2021
Transfer Doc	001272/607
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107

Mortgage

Document Number	0000001272/0000000610
Date	Aug 2, 2021
Book Page	0000001272/0000000610

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107

Mortgage

Document Number	0000001296/0000000467
Date	Feb 23, 2022
Book Page	0000001296/0000000467

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 19, 2021
Property Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107
Document Number	1272/607
Book / Page	1272 / 607
Instrument Date	Mar 19, 2021
Instrument	2021-001849
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 CHEROKEE ACRES DR, CLARKESVILLE, GA 30523-4107

Tax Assessment & Valuation

The 2026 property tax bill for 495 Cherokee Acres Dr was $809 with exemptions applied, up 3.3% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$809.00 (+3.32%) Homeowner's exemption Senior Citizen's exemption	$136,885 (+0.63%) Land $28,000 Building $108,885	$342,212 (+0.63%) Land $70,000 Building $272,212
2025	$783.00 Homeowner's exemption Senior Citizen's exemption	$136,028 Land $28,000 Building $108,028	$340,069 Land $70,000 Building $270,069
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$110,160 (+17.55%) Land $28,000 Building $82,160	$275,400 (+17.55%) Land $70,000 Building $205,400
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$93,712 Land $22,400 Building $71,312	$234,280 Land $56,000 Building $178,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Cherokee Acres Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Cherokee Acres Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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