495 Chaucer Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 495 Chaucer Cir, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,367 sqft · built 1980
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,910,000 (Oct 2023)
Tax Bill	$22,164 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`213-082-009-1`

Property Details

APN / Parcel Number

Primary APN	`213-082-009-1`
Alternative APN	`213-082-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,367 sqft Living Area
Gross Area	4,038 sqft
1st Floor Area	1,605 sqft
2nd Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	495 CHAUCER CIR
City	SAN RAMON
State	CA
Zip	94583-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	T05422 L0061 B
Legal Subdivision	SUBDIVISION 5422
Legal Tract	05422
Legal Lot Number	61
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	345111

Owner

495 Chaucer Cir is owned and occupied by two individuals who bought it in October 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 CHAUCER CIR, SAN RAMON, CA 94583-2549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Apr 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Feb 17, 2004 · Amount on File
Deed Document Number	202399508
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0000106356
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2023
Property Address	495 CHAUCER CIR, SAN RAMON, CA 94583-2549
Document Number	0000099508
Map Reference	MB 218 PG 20
Instrument Date	Sep 30, 2023
Instrument	2023-099508
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 CHAUCER CIR, SAN RAMON, CA 94583-2549

Mortgage

Document Number	0000099509
Date	Oct 11, 2023
Instrument	2023-099509

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 8, 2021
Property Address	495 CHAUCER CIR, SAN RAMON, CA 94583-2549
Document Number	0000106356
Map Reference	MB 218 PG 20
Instrument Date	Mar 5, 2021
Instrument	2021-106356
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	495 CHAUCER CIR, SAN RAMON, CA 94583-2549

Tax Assessment & Valuation

The 2025 property tax bill for 495 Chaucer Cir was $22,164.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,987,164 (+2%) Land $1,248,480 Building $738,684
2025	$22,164.00	$1,948,200 Land $1,224,000 Building $724,200
2023	$13,257.00 (+0.76%) Homeowner's exemption	$1,132,884 Land $464,630 Building $668,254
2022	$13,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 495 Chaucer Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Chaucer Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile.

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