Horry County property record for 495 Charter Dr, Longs, SC 29568
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 1996 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Aug 2014) |
| Tax Bill | $642 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-12-02-0007 |
| Primary APN | 304-12-02-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Deck Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1172101136 |
|---|---|
| Street Address | 495 CHARTER DR |
| City | LONGS |
| State | SC |
| Zip | 29568-8887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7P |
| Legal Description | COLONIAL CHARTERS; LOT 2163 PH IV-A |
| Legal Subdivision | COLONIAL CHARTERS |
| Legal Lot Number | 2163 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40101 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 CHARTER DR, LONGS, SC 29568-8887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on Record |
| Deed Sale | Aug 22, 2014 · Amount on Record |
| Prior Sale | Dec 18, 2008 · Amount on Record |
| Deed Document Number | 0037571716 |
| Deed Book / Page | 3757 / 1716 |
| Record Updated | Jun 8, 2026 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642.00 | ||
| 2024 | $642.00 (+11.46%) | $10,167 (+45.78%) Land $3,600 Building $6,567 | $254,173 (+45.78%) Land $90,000 Building $164,173 |
| 2023 | $576.00 (+3.04%) | $6,974 (-) Land $1,238 Building $5,736 | $174,350 (-) Land $30,950 Building $143,400 |
| 2021 | $559.00 | $6,974 Land $1,238 Building $5,736 | $174,350 Land $30,950 Building $143,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 35 (1999–2018) |
| Claims Outside the SFHA | 23 of 35 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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