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495 Broadway, Gilroy, CA 95020 Property Records

Santa Clara County property record for 495 Broadway, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,605 sqft · built 1946
Lot Size0.248 acres (10,824 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Jul 2018)
Tax Bill$9,775 (2025)
Deeds & MortgagesAug 2024 Second Mortgage
Jul 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN790-33-022

Property Details

APN / Parcel Number

Primary APN790-33-022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,605 sqft Living Area
1st Floor Area1,605 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Architectural StyleOther
Construction TypeWood
Lot Area10,824 sqft (0.248 acres)
Lot Dimensions164 ft deep x 66 ft wide
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address495 BROADWAY
CityGILROY
StateCA
Zip95020-4301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionTR 239 LOT 5
Legal SubdivisionRENZ ADDITION
Legal Tract239
Legal Lot Number5
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1026
Census Tract512513

Owner

Source: Santa Clara County records · APN 790-33-022

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address495 BROADWAY, GILROY, CA 95020-4301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOME MORTGAGE ALLIANCE CORPORATION HMAC
Jul 17, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Feb 27, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Feb 28, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2018 · Amount on Record
Deed SaleJul 17, 2018 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number23981008
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address495 BROADWAY, GILROY, CA 95020-4301
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 BROADWAY, GILROY, CA 95020-4301

Mortgage

Document Number0025680143
DateAug 06, 2024
Instrument25680143
Lender
NameHOME MORTGAGE ALLIANCE CORPORATION HMAC
Address4 HUTTON CENTRE DR STE 500, SANTA ANA, CA 92707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2054

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJul 17, 2018
Property Address495 BROADWAY, GILROY, CA 95020-4301
Document Number0023981008
Instrument DateJul 11, 2018
Instrument23981008
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyGREENHEDGE ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$786.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address495 BROADWAY GILROY CA 950204301, GILROY, CA 95020-4301

Mortgage

Document Number23981009
DateJul 17, 2018
Instrument23981009
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 16, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address495 BROADWAY, GILROY, CA 95020-4301
Document Number0023881038
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number0023881038
DateMar 06, 2018
Instrument23881038
Lender
NameBANK OF THE WEST
TypeBank
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 28, 2018
Property Address495 BROADWAY, GILROY, CA 95020-4301
Document Number0023877168
Instrument DateFeb 13, 2018
Instrument23877168
Transaction TypeForeclosure
Record UpdatedMar 09, 2018

Transaction

AmountAmount Recorded
Tax$607.75
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,775.00 (+2.23%) Homeowner's exemption$797,592 (+4.04%) Land $362,541 Building $435,051
2023$9,562.00 (+1.67%) Homeowner's exemption$766,622 Land $348,464 Building $418,158
2022$9,405.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Communications, LLC.
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: AT&T, California Internet, Verizon.

Based on FCC filings for 659 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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