495 Bluff Dr, Saint Louis, MO 63137 Property Records

St. Louis County property record for 495 Bluff Dr, Saint Louis, MO 63137

Property Summary

Property TypeApartments (5+ Units)
Details1 bd · 1 ba · 16,744 sqft · built 1972
Lot Size0.001 acres (22 sqft)
OwnerCompany Name on Record
Last Sale$699,580 (Mar 2026)
Tax Bill$13,124 (2024)
Deeds & MortgagesJan 2023 Mortgage
Nov 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN12E-54-0382

Property Details

APN / Parcel Number

Primary APN12E-54-0382

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms12 Rooms
Units28 Units
Stories1 Story
Building Area16,744 sqft Total Area
Gross Area4,576 sqft
1st Floor Area4,576 sqft
2nd Floor Area4,576 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleMulti-Family
Exterior MaterialCombination
Construction TypeWood
Lot Area22 sqft (0.001 acres)
Lot Dimensions170 ft deep x 165 ft wide
TerrainBelow Road/Slope
Garage Area10,400 sqft
PorchOpen Porch
Porch Area12 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address495 BLUFF DR
CitySAINT LOUIS
StateMO
Zip63137-3201
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code89R3
Legal DescriptionRIVERVIEW GARDENS LOT 352
Legal SubdivisionRIVERVIEW GARDENS
Legal Lot Number352
JurisdictionST LOUIS MO
Township / Civil DivisionST. FERDINAND
Census Block Group4
Census Block4013
Census Tract210300

Owner

Source: St. Louis County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1 ANDRAES CT, CHESTERFIELD, MO 63005-4593
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
Nov 28, 2022Warranty Deed, Transfer · Line of Credit
CADENCE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2026 · Amount on Record
Deed SaleMar 3, 2026 · Amount on Record
Prior SaleNov 28, 2022 · Amount on Record
Deed Document Number202633319
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address495 BLUFF DR, SAINT LOUIS, MO 63137-3201
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address95-103 MAHULI PL, MILILANI, HI 96789-3032

Mortgage

Document Number2023010900389
DateJan 9, 2023
Instrument2023010900389
Lender
NameCADENCE BANK NA
TypeBank
AddressSAINT LOUIS, MO 63122
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateNov 28, 2022
Property Address495 BLUFF DR, SAINT LOUIS, MO 63137-3201
Document Number2022112800316
Map ReferenceMB 13 PG 95
Instrument DateNov 15, 2022
Instrument2022112800316
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6113 MESA RD, RENO, NV 89511-5633

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 30094, HONOLULU, HI 96820-0094

Mortgage

Document Number2022112800318
DateNov 28, 2022
Instrument2022112800318
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityRiverview Village
Unified School DistrictRiverview Gardens School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$138,810 (+10.1%) Land $41,800 Building $97,010$730,600 (+10.1%) Land $220,000 Building $510,600
2024$13,124.00 (+1.38%)
2023$12,945.00 (-33.2%)$126,080 (-14.87%) Land $20,900 Building $105,180$663,600 (-14.87%) Land $110,000 Building $553,600
2022$19,380.00$148,110 Land $20,900 Building $127,210
2021$779,500 Land $110,000 Building $669,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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