Rowan County property record for 495 Bluestone Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1970 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (May 2020) |
| Tax Bill | $1,293 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-40 00 120.00 |
| Primary APN | 032-40 00 120.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Heating System | Oil |
|---|---|
| Heating Fuel | Electric |
| Account Number | 5153 |
|---|---|
| Street Address | 495 BLUESTONE RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & .6 A+- LOT #17 BLUESTONE RD |
| Legal Subdivision | BLUE RIDGE |
| Legal Lot Number | 17 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950201 |
Source: Rowan County records · APN 032-40 00 120.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 495 BLUESTONE RD, MOREHEAD, KY 40351-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2020 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Jan 29, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2020 · Amount on Record |
| Deed Sale | May 07, 2020 · Amount on Record |
| Prior Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 2004781 |
| Deed Book / Page | D275 / 514 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 07, 2020 |
| Property Address | 495 BLUESTONE RD, MOREHEAD, KY 40351-9752 |
| Document Number | 00D275/514 |
| Book / Page | D275 / 514 |
| Map Reference | MB 2 PG 45 |
| Instrument Date | May 05, 2020 |
| Instrument | 2004781 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1390 W MAIN ST, WEST LIBERTY, KY 41472-2012 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 495 BLUESTONE RD, MOREHEAD, KY 40351-9752 |
| Document Number | 0002004782 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 2004782 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 29, 2018 |
| Property Address | 495 BLUESTONE RD, MOREHEAD, KY 40351-9752 |
| Document Number | 00D266/667 |
| Book / Page | D266 / 667 |
| Map Reference | MB2 PG45 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 408180 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 KENTRE LN, MOREHEAD, KY 40351-8934 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1390 W MAIN ST, WEST LIBERTY, KY 41472-2012 |
| Investor | Possibly a Property Investor |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,293.00 (-1.75%) | $154,500 (-) Land $10,000 Building $144,500 | $154,500 (-) Land $10,000 Building $144,500 |
| 2023 | $1,316.00 | $154,500 Land $10,000 Building $144,500 | $154,500 Land $10,000 Building $144,500 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 93 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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