Caldwell County property record for 495 Black Ankle Rd, Lockhart, TX 78644 · Last verified August 2026
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 11 acres (479,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14 (2026) |
| Deeds & Mortgages | May 2025 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 0200108-106-010-00 |
| Primary APN | 0200108-106-010-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 479,204 sqft (11 acres) |
|---|
| Account Number | 120120 |
|---|---|
| Street Address | 495 BLACK ANKLE RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | A108 FINCH, JOHN H., ACRES 11.001 |
| Legal Subdivision | FINCH, JOHN H. |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 960102 |
Source: Caldwell County records · APN 0200108-106-010-00
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2281, WIMBERLEY, TX 78676-7181 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2025 |
| Deed Sale | May 30, 2025 |
| Deed Document Number | 20254095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | May 30, 2025 |
| Property Address | 495 BLACK ANKLE RD, LOCKHART, TX 78644 |
| Document Number | 2025004095 |
| Instrument Date | May 27, 2025 |
| Instrument | 2025-004095 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2281, WIMBERLEY, TX 78676-7181 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2281, WIMBERLEY, TX 78676-7181 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14.00 (+7.69%) | ||
| 2025 | $13.00 (+8.33%) | $790 (-3.66%) Land $790 | $277,320 (+10.03%) Land $277,320 |
| 2024 | $12.00 | ||
| 2023 | $12.00 (-25%) | $820 Land $820 | $252,050 Land $252,050 |
| 2022 | $16.00 |
Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559601021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007, rainfall accumulation |
| Wildfire Risk | Moderate above 62% of the US · above 45% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless | 400 / 50 |
| Verizon | Fixed Wireless | 25 / 6 |
| JAB Wireless | Fixed Wireless (unlicensed) | 25 / 5 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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