Anoka County property record for 495 Birch St, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 1955 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Nov 2021) |
| Tax Bill | $4,156 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-31-22-32-0005 |
| Primary APN | 29-31-22-32-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Porch | Finished Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 495 BIRCH ST |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PRT OF NW1/4 OF SW1/4 OF SEC 29 TWP 31 RGE 22 DESC ASFOL: COM AT A PT ON S LINE OF SD 1/4 1/4 1145 FT E OF SW CORTHEREOF, TH N PRLL/W W LINE OF SD 1/4 1/4 615 FT, TH EPRLL/W SD S LINE 169.75 F T +OR- TO E LINE THEREOF, TH S ONSD E LINE 615 FT +O |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 29 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50237 |
495 Birch St is owned and occupied by an individual who bought it in November 2021.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 BIRCH ST, CIRCLE PINES, MN 55014-1374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Nov 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Aug 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Sep 16, 2017 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on File |
| Deed Sale | Nov 2, 2021 · Amount on File |
| Prior Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 20212343631001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 495 BIRCH ST, CIRCLE PINES, MN 55014-1374 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | A2256146001 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | A2256146.001 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Mar 15, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Nov 2, 2021 |
| Property Address | 495 BIRCH ST, CIRCLE PINES, MN 55014-1374 |
| Document Number | A2343631001 |
| Instrument Date | Sep 3, 2021 |
| Instrument | A2343631.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | AMK TITLE COMPANY, K2 TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 495 BIRCH ST, LINO LAKES, MN 55014-1374 |
| Document Number | A2343631002 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | A2343631.002 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Aug 1, 2019 |
| Property Address | 495 BIRCH ST, CIRCLE PINES, MN 55014-1374 |
| Document Number | A2233905002 |
| Instrument Date | Jul 22, 2019 |
| Instrument | A2233905.002 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 495 BIRCH ST, LINO LAKES, MN 55014-1374 |
| Document Number | A2233905003 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | A2233905.003 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 495 BIRCH ST, CIRCLE PINES, MN 55014-1374 |
| Document Number | 2182048001 |
| Instrument Date | Sep 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 495 BIRCH ST CIRCLE PINES MN 550141374, CIRCLE PINES, MN 55014-1374 |
| Document Number | 2182048001 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2182048001 |
| Name | SOFI LNDG |
|---|---|
| Address | HEALDSBURG, CA 95448 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 27, 2032 |
The 2026 property tax bill for 495 Birch St was $4,156 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,156.00 Homeowner's exemption | $340,300 Land $138,200 Building $202,100 | $340,300 Land $138,200 Building $202,100 |
| 2024 | $3,573.00 | $330,500 Land $132,200 Building $198,300 | $330,500 Land $132,200 Building $198,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Birch St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Birch St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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