495 Bill Thomas Rd, Moncure, NC 27559 Property Records

Chatham County property record for 495 Bill Thomas Rd, Moncure, NC 27559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1950
Lot Size	2.72 acres (118,875 sqft)
Owner	Individual Name on File
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0072989`

Property Details

APN / Parcel Number

Primary APN	`0072989`
Alternative APNs	`1367319` `1381050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Lot Area	118,875 sqft (2.72 acres)
Garage Type	Attached
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	495 BILL THOMAS RD
City	MONCURE
State	NC
Zip	27559-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	L7-30D-1 AC 2.729 BK 97 PG 25
Legal Subdivision	EAST HAW RIVER
Legal Block	67
Jurisdiction	CHATHAM NC
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2062
Census Tract	20803

Owner

495 Bill Thomas Rd is owned and occupied by an individual who acquired it in August 2026.

Source: Chatham County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026
Deed Sale	Aug 17, 2026
Prior Sale	Dec 9, 2022 · Amount on File
Deed Document Number	20267580
Deed Book / Page	2542 / 376
Prior Transfer Date	Aug 11, 2026
Prior Transfer Doc	0000007580
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM NC
Recording Date	Aug 17, 2026
Property Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322
Document Number	0000007580
Book / Page	2542 / 376
Instrument Date	Aug 11, 2026
Instrument	20267580
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CERTIFIED TITLE, CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322

Mortgage

Document Number	0000007581,
Date	Aug 17, 2026
Instrument	20267581

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Dec 9, 2022
Property Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322
Document Number	002339/343
Book / Page	2339 / 343
Map Reference	SL 97-25
Instrument Date	Dec 9, 2022
Instrument	13748
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 BROOKSTONE LN, PITTSBORO, NC 27312-5732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322

Mortgage

Document Number	0000013749
Date	Dec 9, 2022
Instrument	13749

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM NC
Recording Date	May 15, 2019
Property Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322
Document Number	0000004671
Book / Page	002044 / 001116
Instrument Date	Apr 30, 2019
Instrument	4671
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	153 GREEN LEVEL RD APEX NC 275235427, APEX, NC 27523-5427

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	May 24, 2018
Property Address	495 BILL THOMAS RD, MONCURE, NC 27559-9322
Document Number	0000005118
Book / Page	001988 / 000542
Instrument Date	May 24, 2018
Instrument	5118
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 BILL THOMAS RD MONCURE NC 275599322, MONCURE, NC 27559-9322

Mortgage

Document Number	5119
Date	May 24, 2018
Book Page	001988/000544
Instrument	5119

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 23, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 495 Bill Thomas Rd was $1,464, up 17.6% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+17.59%)	$184,108 (+44.06%) Land $71,353 Building $112,755	$184,108 (+44.06%) Land $71,353 Building $112,755
2024	$1,245.00 (+4.27%)	$127,800 (-) Land $53,068 Building $74,732	$127,800 (-) Land $53,068 Building $74,732
2023	$1,194.00	$127,800 Land $53,068 Building $74,732	$127,800 Land $53,068 Building $74,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Bill Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Bill Thomas Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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