Cherokee County property record for 495 Bell Creek Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 1 ba · 1,716 sqft · built 1960 |
| Lot Size | 4.92 acres (214,315 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Nov 2014) |
| Tax Bill | $430 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 457700317076000 |
| Primary APN | 457700317076000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Heated Area |
| Attic | Attic |
| Attic Area | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 214,315 sqft (4.92 acres) |
| Lot Width | 1,026 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 14644 |
|---|---|
| Street Address | 495 BELL CREEK RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-0585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MCCOLLUM EST 1123/171/174 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930300 |
495 Bell Creek Rd, a rural home, is owned and occupied by an individual who bought it in November 2014.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 BELL CREEK RD, MURPHY, NC 28906-0585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on File |
| Deed Sale | Nov 12, 2014 · Amount on File |
| Prior Sale | Nov 12, 2014 · Amount on File |
| Deed Document Number | 04655 |
| Deed Book / Page | 01501 / 0523 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 495 Bell Creek Rd was $430.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430.00 | $88,680 | $88,680 Land $22,270 Building $66,410 |
| 2023 | $88,680 | $88,680 Land $22,270 Building $66,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Bell Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 495 Bell Creek Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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