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495 Baum St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 495 Baum St, Cincinnati, OH 45202 · Last verified August 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.095 acres (4,116 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Dec 2018)
Tax Bill$9,092 (2025)
Deeds & MortgagesApr 2023 Transfer
Apr 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN079-0006-0098-00

Property Details

APN / Parcel Number

Primary APN079-0006-0098-00

Exterior

Lot Area4,116 sqft (0.095 acres)
Lot Dimensions66.8 ft deep x 128 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address495 BAUM ST
CityCINCINNATI
StateOH
Zip45202-1604
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBAUM ST 0.0945 ACR1 T4 S12
Legal SubdivisionEWINGS SUB
Legal Lot Number17
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1009
Census Tract26800

Owner

Source: Hamilton County records · APN 079-0006-0098-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 BAUM ST, CINCINNATI, OH 45202-1605
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Transfer on Death Deed, Transfer
Apr 14, 2022Warranty Deed, Transfer
PREFERRED MIDWEST TITLE, PREFERRED MIDWEST TITLE LLC
Dec 20, 2018Warranty Deed, Transfer · ARM
UNION SAVINGS BANK
May 24, 2018Loan Modification, Mortgage · Conventional Mortgage
UNITED CMNTY BK
Dec 26, 2017Trustee's Deed, Construction Loan · Line of Credit
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Prior SaleApr 17, 2013 · Amount on Record
Deed Document Number2018111060
Deed Book / Page13819 / 20
Last Transfer DateJul 22, 2020
Transfer Doc0000083636
Record UpdatedSep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateApr 28, 2023
Property Address495 BAUM ST, CINCINNATI, OH 45202-1604
Document Number0000028549
Book / Page14905 / 948
Instrument DateApr 23, 2023
Instrument2023-0028549
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 14, 2022
Property Address495 BAUM ST, CINCINNATI, OH 45202-1604
Document Number0000038337
Book / Page14646 / 2858
Instrument DateApr 07, 2022
Instrument2022-0038337
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyPREFERRED MIDWEST TITLE, PREFERRED MIDWEST TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address495 BAUM ST, CINCINNATI, OH 45202-1604

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 20, 2018
Property Address495 BAUM ST, CINCINNATI, OH 45202-1604
Document Number0000111060
Book / Page13819 / 00020
Instrument DateDec 03, 2018
Instrument2018-0111060
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOLD TOWN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 ATHENS DR, LOVELAND, OH 45140-7823

Mortgage

Document Number0000111061
DateDec 20, 2018
Instrument2018-0111061
Lender
NameUNION SAVINGS BANK
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueJan 01, 2034
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJan 01, 2022
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address495 BAUM ST, CINCINNATI, OH 45202-1604
Document Number0000044723
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2125 N FORT THOMAS AVE FORT THOMAS KY 410751021, FORT THOMAS, KY 41075-1021

Mortgage

Document Number0000044723
DateMay 25, 2018
Book Page013676/000713
Instrument44723
Lender
NameUNITED CMNTY BK
TypeBank
AddressLAWRENCEBURG, IN 47025
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateDec 26, 2017
Property Address495 BAUM ST, CINCINNATI, OH 45202-1604
Book / Page013571 / 000462
Instrument DateDec 20, 2017
Instrument116750
Transaction TypeConstruction Loan
Record UpdatedJan 24, 2018
Title CompanyEWBANK LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2125 N FT THOAS AVE FORT THOMAS KY 41075, FORT THOMAS, KY 41075

Mortgage

Document Number0000116750
DateDec 26, 2017
Book Page013571/000462
Instrument116750
Lender
NameUNITED CMNTY BK
TypeBank
AddressLAWRENCEBURG, IN 47025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 25, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,092.00 (+0.14%)$143,063 (-) Land $143,063$408,750 (-) Land $408,750
2024$9,079.00 (-0.18%)$143,063 (-) Land $143,063
2023$9,095.00 (-22.5%)$143,063 (-13.95%) Land $143,063$408,750 (-13.95%) Land $408,750
2022$11,736.00$166,250 Land $166,250
2020$475,000 Land $475,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610268001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimDec 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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