Frederick County property record for 495 Arwell Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,088 sqft · built 1987 |
| Lot Size | 0.038 acres (1,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Jul 2023) |
| Tax Bill | $3,195 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-146703 |
| Primary APN | 02-146703 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,088 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,695 sqft (0.038 acres) |
| Patio Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 146703 |
|---|---|
| Old Parcel Number | 2146703 |
| Street Address | 495 ARWELL CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6144 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | LOT 3 PLAT 2 SEC 5 BLK 44 1695 SQ FT FREDERICK HEIGHTS |
| Legal Subdivision | FREDERICK HEIGHTS |
| Legal Block | 44 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-146703
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 ARWELL CT, FREDERICK, MD 21703-6144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| May 24, 2018 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | May 24, 2018 · Amount on Record |
| Deed Document Number | 0016516148 |
| Deed Book / Page | 16516 / 148 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 12, 2023 |
| Property Address | 495 ARWELL CT, FREDERICK, MD 21703-6144 |
| Document Number | 0165160148 |
| Book / Page | 16516 / 148 |
| Map Reference | MB 33 PL 141 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 ARWELL CT, FREDERICK, MD 21703-6144 |
| Document Number | 0016516156 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 16516/156 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Number | 0165160181 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 16516/181 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 495 ARWELL CT, FREDERICK, MD 21703-6144 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CLA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0132740049 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 13274/0049 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 24, 2018 |
| Property Address | 495 ARWELL CT, FREDERICK, MD 21703-6144 |
| Document Number | 0124290449 |
| Book / Page | 12429 / 0449 |
| Map Reference | MB33 PL141 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CLEAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 495 ARWELL CT, FREDERICK, MD 21703-6144 |
| Document Number | 0012429455 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 12429/455 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,195.00 (+5.55%) Homeowner's exemption | $237,900 (+9.03%) | $277,300 (+27.09%) Land $85,000 Building $192,300 |
| 2022 | $3,027.00 Homeowner's exemption | $218,200 Land $75,000 Building $143,200 | $218,200 Land $75,000 Building $143,200 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Shenandoah Telecommunications Company, T-Mobile USA.
Based on FCC filings for 670 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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