Nassau County and Hempstead Town property record for 495 Albern Ave, Oceanside, NY 11572
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 905 sqft · built 1924 |
| Lot Size | 0.148 acres (6,426 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jan 2021) |
| Tax Bill | $9,250 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jan 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 43-202-00-0016 |
| Primary APN | 43-202-00-0016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 905 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,426 sqft (0.148 acres) |
| Lot Dimensions | 82 ft deep x 135 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43202 00160 |
|---|---|
| Street Address | 495 ALBERN AVE |
| City | OCEANSIDE |
| State | NY |
| Zip | 11572-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 011 |
| Legal Subdivision | MAP NUMBER 10 OF OCEANSIDE BEACH |
| Legal Block | 202 |
| Legal Lot Number | 16-20 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 413002 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 ALBERN AVE, OCEANSIDE, NY 11572-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 11, 2021 | Bargain and Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on Record |
| Deed Sale | Jan 11, 2021 · Amount on Record |
| Prior Sale | Oct 30, 1996 · Amount on Record |
| Deed Document Number | 20213322 |
| Deed Book / Page | 14024 / 944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 495 ALBERN AVE, OCEANSIDE, NY 11572-2818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 495 ALBERN AVE, OCEANSIDE, NY 11572-2818 |
| Document Number | M471070223 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | M47107/223 |
| Instrument | 2023-21098 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 11, 2021 |
| Property Address | 495 ALBERN AVE, OCEANSIDE, NY 11572-2818 |
| Document Number | 0140240944 |
| Book / Page | 14024 / 944 |
| Map Reference | MAP 525 CASE 480 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021-003322 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 TENNESSEE AVE, LONG BEACH, NY 11561-1342 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Oceanside Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352 (+5.71%) Land $211 Building $141 | $352,000 (+5.71%) | |
| 2025 | $9,250.00 (+16.53%) | ||
| 2023 | $7,938.00 Additional exemption filed | $333 Land $200 Building $133 | $333,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 216 policies |
| Nearby Flood Policies | 216 in force |
| Nearby Flood Claims | 395 (1978–2026) |
| Claims Outside the SFHA | 110 of 395 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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