495 Adele Ct, Englewood, NJ 07631 Property Records

Bergen County and Englewood City property record for 495 Adele Ct, Englewood, NJ 07631

Property Summary

Property Type	Single Family Home
Details	3,198 sqft · built 1982
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Dec 1995)
Tax Bill	$26,486 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-03709-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`15-03709-0000-00003`
Alternative APN	`150370900003`

Interior

Stories	2 Stories
Building Area	3,198 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached

Location & Zoning

Street Address	495 ADELE CT
City	ENGLEWOOD
State	NJ
Zip	07631-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-C
Legal Description	100X125
Legal Subdivision	SUTTER PARK HOMES
Legal Block	3709
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD
Census Block Group	1
Census Block	1006
Census Tract	15500

Owner

Source: Bergen County and Englewood City records · APN 15-03709-0000-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	495 ADELE CT, ENGLEWOOD, NJ 07631-4726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 1995 · Amount on Record
Deed Sale	Dec 27, 1995 · Amount on Record
Deed Book / Page	7844 / 474
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	495 ADELE CT, ENGLEWOOD, NJ 07631-4726
Document Number	0027592016
Book / Page	002759 / 002016
Instrument Date	Sep 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 ADELE CT ENGLEWOOD NJ 076314726, ENGLEWOOD, NJ 07631-4726

Mortgage

Document Number	0027592016
Date	Oct 20, 2017
Book Page	002759/002016

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Englewood City records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood City
Unified School District	Englewood City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$850,000 (-) Land $451,000 Building $399,000	$850,000 (-) Land $451,000 Building $399,000
2025	$26,486.00 (+1.4%)	$850,000 (-) Land $451,000 Building $399,000	$850,000 (-) Land $451,000 Building $399,000
2024	$26,120.00 (+4.2%)
2023		$850,000 Land $451,000 Building $399,000	$850,000 Land $451,000 Building $399,000
2022	$25,066.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 568 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.