495 Adams Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 495 Adams Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,039 sqft · built 2017
Lot Size	4.74 acres (206,474 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,937 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-034-001`

Property Details

APN / Parcel Number

Primary APN	`017-034-001`
Alternative APN	`23630`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,039 sqft Heated Area
Gross Area	784 sqft
1st Floor Area	252 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	206,474 sqft (4.74 acres)
Terrain	Rolling
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	856 sqft
Utility Building	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23630
Street Address	495 ADAMS RD
City	TALKING ROCK
State	GA
Zip	30175-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST24 LL230 TR2 4.7376 HOUSE
Legal Tract	2
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1013
Census Tract	50400

Owner

495 Adams Rd is owned and occupied by two individuals.

Source: Pickens County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1391, JASPER, GA 30143-0060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	495 ADAMS RD, TALKING ROCK, GA 30175-2356
Document Number	0011490236
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	495 ADAMS RD TALKING ROCK GA 30175, TALKING ROCK, GA 30175

Mortgage

Document Number	0011490236
Date	May 21, 2018
Book Page	001149/000236

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 495 Adams Rd was $2,937 with a homeowner's exemption.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,131 (+1.3%) Land $32,677 Building $176,454	$522,827 (+1.3%) Land $81,692 Building $441,135
2025	$2,937.00 Homeowner's exemption	$206,447 Land $29,993 Building $176,454	$516,118 Land $74,983 Building $441,135
2023	$2,434.00 Homeowner's exemption	$124,709 Land $15,857 Building $108,852	$311,773 Land $39,642 Building $272,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Adams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Adams Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500