Franklin County property record for 495 Access Dr, Youngsville, NC 27596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,793 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $367,000 (Jan 2023) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1854-71-7705 |
| Primary APN | 1854-71-7705 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Rolling |
| Garage Type | Attached - Finished |
| Garage Area | 380 sqft |
| Porch | Slab |
| Porch Area | 55 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 495 ACCESS DR |
|---|---|
| City | YOUNGSVILLE |
| State | NC |
| Zip | 27596-7996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-8 |
| Legal Subdivision | LEGACY LOT |
| Legal Lot Number | 165 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | YOUNGSVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60502 |
495 Access Dr is owned by a company that acquired it in November 2023.
Source: Franklin County records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 203 MICHELANGELO WAY, CARY, NC 27518-8716 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 1, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on File |
| Deed Sale | Jan 9, 2023 · Amount on File |
| Deed Document Number | 202310070908 |
| Deed Book / Page | 2323 / 1377 |
| Last Transfer Date | Nov 28, 2023 |
| Transfer Doc | 0023510596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Nov 29, 2023 |
| Property Address | 495 ACCESS DR, YOUNGSVILLE, NC 27596-7996 |
| Document Number | 0023510596 |
| Book / Page | 2351 / 596 |
| Map Reference | MB 2021 PG 273-277 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 10082083 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 ACCESS DR, YOUNGSVILLE, NC 27596-7996 |
| Name | Verified Name |
|---|---|
| Address | 203 MICHELANGELO WAY, CARY, NC 27518-8716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 495 ACCESS DR, YOUNGSVILLE, NC 27596-7996 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023421641 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 2342/1641 |
| Instrument | 10078560 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 167 Months |
| Due | Jul 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Jul 1, 2022 |
| Property Address | 495 ACCESS DR, YOUNGSVILLE, NC 27596-7996 |
| Document Number | 0023061905 |
| Book / Page | 2306 / 1905 |
| Map Reference | MB 2021 PG 273-277 |
| Instrument Date | Jun 29, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, SPRING, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 495 ASSESS DRIVE, YOUNGSVILLE, NC 27596-7996 |
| Document Number | 0023061908 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2306-1908 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2037 |
The 2025 property tax bill for 495 Access Dr was $2,185.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,185.00 | $343,150 Land $94,500 Building $248,650 | $343,150 Land $94,500 Building $248,650 |
| 2023 | $1,995.00 | $214,100 Land $43,500 Building $170,600 | $214,100 Land $43,500 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Access Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Access Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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