San Bernardino County property record for 49494 Elm St, Morongo Valley, CA 92256
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,559 sqft · built 1976 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0582-081-08-0000 |
| Primary APN | 0582-081-08-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,559 sqft Living Area |
| 1st Floor Area | 1,559 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Steep |
| Garage Type | Detached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 418 sqft |
| Patio Area | 418 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Water Source | Commercial |
| Street Address | 49494 ELM ST |
|---|---|
| City | MORONGO VALLEY |
| State | CA |
| Zip | 92256-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MVRL |
| Legal Description | E 1/2 NE 1/4 SW 1/4 NE 1/4 SEC 20 TP 1S R 4E EX MNL RTS RESERVATION OF RECORD 5 AC |
| Legal Range | 4E |
| Legal Township | WP |
| Legal Section | 20 |
| Legal Block | 1 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | TWENTYNINE PALMS-YUCCA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10417 |
49494 Elm St is owned by a company that acquired it in September 2003.
Source: San Bernardino County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 49494 ELM ST, MORONGO VALLEY, CA 92256-9598 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 13, 2019 | Deed of Trust, Mortgage · Line of Credit COMPASS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2003 |
| Transfer Doc | 0000729298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 24, 2026 |
| Property Address | 49494 ELM ST, MORONGO VALLEY, CA 92256-9598 |
| Document Number | 0000249156 |
| Instrument Date | Aug 30, 2026 |
| Instrument | 2026249156 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 49494 ELM ST, MORONGO VALLEY, CA 92256-9598 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 49494 ELM ST, MORONGO VALLEY, CA 92256-9598 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 49494 ELM ST, MORONGO VALLEY, CA 92256-9598 |
| Document Number | 0000046253 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019-0046253 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | PALM SPRINGS, CA 92262 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 30, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 49494 Elm St was $2,263.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Morongo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,177 (+2%) Land $51,399 Building $138,778 | |
| 2025 | $2,263.00 Homeowner's exemption | $186,448 Land $50,391 Building $136,057 |
| 2023 | $2,114.00 (+2.17%) Homeowner's exemption | $179,208 Land $48,434 Building $130,774 |
| 2022 | $2,069.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49494 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49494 Elm St is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CSA 70-F MORONGO serves 300 people · EPA ID CA3600226 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Uranium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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