4949 Thor Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4949 Thor Way, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Dec 2023)
Tax Bill	$7,596 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`282-0380-001-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0380-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4949 THOR WAY
City	CARMICHAEL
State	CA
Zip	95608-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADDOX RANCH 02, LOT 90
Legal Subdivision	MADDOX RANCH 02
Legal Lot Number	90
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4002
Census Tract	5801

Owner

Source: Sacramento County records · APN 282-0380-001-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5401 SAINT ANTON CT, CARMICHAEL, CA 95608-5127
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Grant Deed, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE
Dec 23, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
May 26, 2021	Re-recorded Document · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 30, 2019	Grant Deed, Transfer · VA Mortgage WESTCOAST MTG GRP & REALTY
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BK
Aug 07, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Book / Page	20231227 / 284
Prior Transfer Date	May 08, 2000
Prior Transfer Doc	2000000629
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 27, 2023
Property Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651
Document Number	0000000284
Map Reference	MB 104 MAP 15
Instrument Date	Dec 01, 2023
Instrument	202312270284
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5401 SAINT ANTON CT, CARMICHAEL, CA 95608-5127

Mortgage

Document Number	0000000285
Date	Dec 27, 2023
Instrument	202312270285

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

December 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 23, 2020
Property Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651
Document Number	2012231960
Instrument Date	Dec 22, 2020
Instrument	2012231960
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4949 THOR WAY CARMICHAEL CA 956085651, CARMICHAEL, CA 95608-5651

Mortgage

Document Number	2012231961
Date	Dec 23, 2020
Instrument	2012231961

Lender

Name	AMERICAN ADVISORS
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SACRAMENTO CA
Recording Date	May 26, 2021
Property Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651
Document Number	0000002131
Map Reference	MB 104 MAP 15
Instrument Date	Dec 22, 2020
Instrument	202105262131
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651

Mortgage

Document Number	0000002132
Date	May 26, 2021
Instrument	202105262132

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2019
Property Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651
Document Number	1904302047
Instrument Date	Apr 24, 2019
Instrument	1904302047
Transaction Type	Transfer
Record Updated	May 09, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4949 THOR WAY CARMICHAEL CA 956085651, CARMICHAEL, CA 95608-5651

Mortgage

Document Number	1904302048
Date	Apr 30, 2019
Instrument	1904302048

Lender

Name	WESTCOAST MTG GRP & REALTY
Address	SACRAMENTO, CA 95818

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651
Document Number	1712260826
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 04, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4949 THOR WAY CARMICHAEL CA 956085651, CARMICHAEL, CA 95608-5651

Mortgage

Document Number	1712260826
Date	Dec 26, 2017
Instrument	1712260826

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2032

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 07, 2017
Property Address	4949 THOR WAY, CARMICHAEL, CA 95608-5651
Document Number	1708070674
Instrument Date	Jul 31, 2017
Instrument	1708070674
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$437.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4949 THOR WAY CARMICHAEL CA 956085651, CARMICHAEL, CA 95608-5651

Mortgage

Document Number	1708070675
Date	Aug 07, 2017
Instrument	1708070675

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$645,048 (+2%) Land $145,656 Building $499,392
2025	$7,596.00 (+0.97%)	$632,400 (+18.03%) Land $142,800 Building $489,600
2024	$7,523.00 (+17.71%)
2023	$6,391.00 (+0.57%) Homeowner's exemption	$535,805 Land $132,546 Building $403,259
2022	$6,355.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997, other causes, Severe Storms, Flooding, Mud And Landslides
Claims By Storm	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 532 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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