4949 Ruth Rd, Virginia Beach, VA 23464 Property Records

Virginia Beach City property record for 4949 Ruth Rd, Virginia Beach, VA 23464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1977
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Jun 2023)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`1465-99-3431`

Property Details

APN / Parcel Number

Primary APN	`1465-99-3431`
Alternative APN	`146-599-34310-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	1465-99-3431
Street Address	4949 RUTH RD
City	VIRGINIA BEACH
State	VA
Zip	23464-6231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH1
Legal Description	INDIAN LAKES SEC C-1 PT A LOT 25
Legal Subdivision	INDIAN LAKES
Legal Block	2
Legal Lot Number	25
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	2
Census Block	2004
Census Tract	46212

Owner

4949 Ruth Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Virginia Beach City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4949 RUTH RD, VIRGINIA BEACH, VA 23464-6231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Document Number	202321397
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0000070650
Record Updated	Oct 29, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Jun 13, 2023
Property Address	4949 RUTH RD, VIRGINIA BEACH, VA 23464-6231
Document Number	0000001397
Map Reference	MB 115 PG 3
Instrument Date	Jun 8, 2023
Instrument	202303021397
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4949 RUTH RD, VIRGINIA BEACH, VA 23464-6231

Mortgage

Document Number	0000001398
Date	Jun 13, 2023
Instrument	202303021398

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,805.00 (+5.45%)	$289,200 (+7.63%) Land $134,000 Building $155,200	$289,200 (+7.63%) Land $134,000 Building $155,200
2023	$2,660.00 (+15.65%)	$268,700 (+15.62%) Land $110,000 Building $158,700	$268,700 (+15.62%) Land $110,000 Building $158,700
2022	$2,300.00	$232,400 Land $94,000 Building $138,400	$232,400 Land $94,000 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4949 Ruth Rd; there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4949 Ruth Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20