4949 Owl Rd, Snowflake, AZ 85937 Property Records

Navajo County property record for 4949 Owl Rd, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2022)
Tax Bill	$818 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-85-002Q`

Property Details

APN / Parcel Number

Primary APN	`303-85-002Q`

Interior

Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4949 OWL RD
City	SNOWFLAKE
State	AZ
Zip	85937-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33, T14N, R22E: LOT 2 PER SURVEY (2021-10427) AKA:POR OFPARCEL 3 PER ROS 2010-12846; COMM NW COR OF PAR 3; TH S89DEG47'57E 440.13' TPOB; TH S08DEG19'50W 499.95'; TH S89DEG47'11E 440.32'; TH N08DEG19'00E 500.03'; TH N89DEG47'57W 440.21' TPOB.
Legal Range	22E
Legal Township	14N
Legal Section	33
Legal Lot Number	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2116
Census Tract	963400

Owner

Source: Navajo County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 753, SHOW LOW, AZ 85902-0753
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2021	Deed of Trust, Mortgage DEAN YOUNG
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202220803
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Recording Date	Aug 10, 2026
Property Address	4949 OWL RD, SNOWFLAKE, AZ 85937-4903
Document Number	0000011831
Instrument Date	Aug 4, 2026
Instrument	202611831
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 OWL RD, SNOWFLAKE, AZ 85937-4903

Mortgage

Document Number	0000011831,
Date	Aug 10, 2026
Instrument	202611831

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	4955 OWL RD, SNOWFLAKE, AZ 85937-4903
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016840
Date	Jul 29, 2021
Instrument	2021-16840

Lender

Name	DEAN YOUNG
Type	Private Party
Address	3303 E BASELINE RD STE 119, GILBERT, AZ 85234

Agreement

Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 4, 2022
Property Address	4955 OWL RD, SNOWFLAKE, AZ 85937-4903
Document Number	0000020803
Map Reference	MB 2021-10427
Instrument Date	Oct 27, 2022
Instrument	2022-20803
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 386, YOUNG, AZ 85554-0386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 753, SHOW LOW, AZ 85902-0753

Mortgage

Document Number	0000020804
Date	Nov 4, 2022
Instrument	2022-20804

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$334,145 (+0.67%) Land $6,614 Building $327,531
2026			$331,928 (+2.43%) Land $7,610 Building $324,318
2025	$818.00 (+6.79%)	$32,404 Land $616 Building $31,788	$324,044 Land $6,161 Building $317,883
2023	$766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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