4949 NC Hwy 90 E, Hiddenite, NC 28636 Property Records

Alexander County property record for 4949 NC Hwy 90 E, Hiddenite, NC 28636

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,607 sqft · built 1945
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on Record
Last Sale$349,000 (Jan 2023)
Tax Bill$2,134 (2026)
Deeds & MortgagesAug 2023 Mortgage
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0900284 12857

Property Details

APN / Parcel Number

Primary APN0900284 12857
Alternative APNs
  • 9346905
  • 900284
  • 12857

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,607 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2000
Architectural StyleConventional
Lot Area36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
Water SourceCommercial

Location & Zoning

Account Number9346905
Street Address4949 NC HIGHWAY 90 E
CityHIDDENITE
StateNC
Zip28636-9397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20
Legal DescriptionMAP 3778 SUBMAP 99 BLOCK 9963 (PIN) NC 90 G-7C 0115
Legal SubdivisionHIDDENITE
Legal Block9963
JurisdictionALEXANDER NC
Township / Civil DivisionSHARPES
Census Block Group2
Census Block2021
Census Tract40500

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 10, 2022Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 3, 2023Warranty Deed, Transfer
Sep 23, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Prior SaleNov 10, 2022 · Amount on Record
Deed Book / Page659 / 491
Prior Transfer DateNov 9, 2022
Prior Transfer Doc0006590491
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALEXANDER NC
Property Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanyFIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006641973
DateAug 8, 2023
Book Page664/1973
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44115
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALEXANDER NC
Recording DateNov 10, 2022
Property Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397
Document Number0006572325
Book / Page657 / 2325
Instrument DateNov 9, 2022
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397

Mortgage

Document Number0006572329
DateNov 10, 2022
Instrument657/2329
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALEXANDER NC
Recording DateJan 3, 2023
Property Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397
Document Number0006590491
Book / Page659 / 491
Instrument DateNov 9, 2022
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALEXANDER NC
Property Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397
Transaction TypeMortgage
Record UpdatedOct 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4949 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9397

Mortgage

Document Number0006561492
DateSep 23, 2022
Book Page656/1492
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlexander County
Unified School DistrictAlexander County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,134.00 (-6.89%)$315,328 (-) Land $22,770 Building $292,558
2025$2,292.00 (-13.87%)$315,328 (-) Land $22,770 Building $292,558
2023$2,661.00$315,328 Land $22,770 Building $292,558$315,328 Land $22,770 Building $292,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENERGY UNITED WATER CORP
private · serves 21,148 people · EPA ID NC0102015
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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