4949 Kelsch Ln, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4949 Kelsch Ln, Cincinnati, OH 45227

Property Summary

Property Type	Apartments (5+ Units)
Details	3,640 sqft · built 1959
Lot Size	0.285 acres (12,415 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Aug 2021)
Tax Bill	$9,007 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-0008-0094-00`

Property Details

APN / Parcel Number

Primary APN	`051-0008-0094-00`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,640 sqft

Exterior

Year Built	Built 1959
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	206 ft deep x 60 ft wide

Location & Zoning

Street Address	4949 KELSCH LN
City	CINCINNATI
State	OH
Zip	45227-1461
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	60 X 206.90 IRR LOT 43 CHARLEMAR SUB BLK 2
Legal Subdivision	CHARLEMAR SUB
Legal Block	2
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3010
Census Tract	5500

Owner

4949 Kelsch Ln, a residential property, is owned by a company that bought it in August 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	575 CHAMBER DR, MILFORD, OH 45150-1498
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF KENTUCKY
Aug 26, 2021	Warranty Deed, Transfer
Nov 13, 2017	Warranty Deed, Transfer · Commercial Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Nov 13, 2017 · Amount on File
Deed Document Number	2021-0103206
Deed Book / Page	14489 / 387
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4949 KELSCH LN, CINCINNATI, OH 45227-1461
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018466
Date	Feb 18, 2022
Book Page	14608/1162
Instrument	2022-0018466

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 27, 2042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2021
Property Address	4949 KELSCH LN, CINCINNATI, OH 45227-1461
Document Number	0000103206
Book / Page	14489 / 387
Map Reference	MB 66 PG 5&6
Instrument Date	Aug 19, 2021
Instrument	2021-0103206
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Tax	$930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 CHAMBER DR, MILFORD, OH 45150-1498

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2017
Property Address	4949 KELSCH LN, CINCINNATI, OH 45227-1461
Document Number	0000103184
Map Reference	MB 66 PG 5&6
Instrument Date	Oct 30, 2017
Instrument	17-0103184
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	, 17-0103185
Date	Nov 13, 2017
Instrument	17-0103185

Lender

Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4949 Kelsch Ln was $9,007, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,007.00 (+0.67%)	$108,500 (-) Land $9,520 Building $98,980
2024	$8,947.00 (+0.26%)	$108,500 (-) Land $9,520 Building $98,980
2023	$8,924.00 (+14.63%)	$108,500 (+26.53%) Land $9,520 Building $98,980	$310,000 Land $27,200 Building $282,800
2022	$7,785.00	$85,751 Land $8,285 Building $77,466
2020			$245,000 Land $23,670 Building $221,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4949 Kelsch Ln in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2010)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4949 Kelsch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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