4949 Forest Creek Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4949 Forest Creek Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1985
Lot Size	0.857 acres (37,331 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Mar 2020)
Tax Bill	$2,175 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-1N-29-5802-00M00-0060`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-5802-00M00-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Heated Area
Gross Area	2,748 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	37,331 sqft (0.857 acres)
Lot Dimensions	3,700 ft deep x 1,010 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	658 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	051N29580200M000060
Street Address	4949 FOREST CREEK DR
City	PACE
State	FL
Zip	32571-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE HILLS 1ST ADD LOT 6 BLK M AS DES IN OR 3931 PG 1975
Legal Range	29W
Legal Township	01N
Legal Section	05
Legal Subdivision	WOODBINE HILLS/1ST
Legal Block	M
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2020
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4949 FOREST CREEK DR, PACE, FL 32571-8962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 25, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on File
Deed Sale	Mar 25, 2020 · Amount on File
Prior Sale	May 29, 2012 · Amount on File
Deed Document Number	202014358
Deed Book / Page	3931 / 1975
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4949 FOREST CREEK DR, PACE, FL 32571-8962
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4949 FOREST CREEK DR, PACE, FL 32571-8962

Mortgage

Document Number	0046730260
Date	Oct 27, 2025
Book Page	4673/260
Instrument	202550512

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 25, 2020
Property Address	4949 FOREST CREEK DR, PACE, FL 32571-8962
Document Number	0039311975
Book / Page	003931 / 001975
Instrument Date	Mar 20, 2020
Instrument	14358
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4949 FOREST CREEK DR PACE FL 325718962, PACE, FL 32571-8962

Mortgage

Document Number	39311977
Date	Mar 25, 2020
Book Page	003931/001977
Instrument	14359

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,175.00 (+3.97%) Homeowner's exemption Disabled Person's exemption	$210,569 (+3%)	$217,557 (-0.91%) Land $44,000 Building $173,557
2023	$2,092.00 (+2.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$204,436 (+3%)	$219,558 (+10.62%) Land $40,700 Building $178,858
2022	$2,034.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$198,482	$198,482 Land $40,700 Building $157,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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