49488 Compass Point Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 49488 Compass Point Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,950 sqft · built 2019
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Dec 2017)
Tax Bill	$14,144 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-26-132-008`

Property Details

APN / Parcel Number

Primary APN	`15-09-26-132-008`
Alternative APN	`0926132008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,950 sqft Living Area
1st Floor Area	2,950 sqft
Basement Area	2,950 sqft
Unfinished Basement	2,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	137 ft deep x 90 ft wide
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49488 COMPASS POINT DR
City	CHESTERFIELD
State	MI
Zip	48047-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	LOTTIVUE NO. 9 LOT 179
Legal Subdivision	LOTTIVUE SUBDIVISION NO 9
Legal Lot Number	179
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222500

Owner

49488 Compass Point Dr is owner-occupied and held in a trust since January 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 15, 2018	Deed of Trust, Mortgage LAKE MI CU
Dec 5, 2017	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Deed Document Number	20177143909
Deed Book / Page	25097 / 565
Last Transfer Date	Jan 8, 2026
Transfer Doc	2600009098
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Feb 2, 2026
Property Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353
Document Number	2600009098
Book / Page	30498 / 607
Map Reference	LB 114 PG 26-31
Instrument Date	Jan 8, 2026
Instrument	202600009098
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017165
Date	Feb 10, 2020
Book Page	26505/036
Instrument	2017165

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353

Mortgage

Document Number	0000141663
Date	Nov 17, 2020
Book Page	27168/720
Instrument	2141663

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353
Document Number	0000069736
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41901 ALDEN DR CLINTON TOWNSHIP MI 480382104, CLINTON TOWNSHIP, MI 48038-2104

Mortgage

Document Number	0000069736
Date	Jun 19, 2018
Book Page	025423/000942
Instrument	69736

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.11%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 5, 2017
Property Address	49488 COMPASS POINT DR, CHESTERFIELD, MI 48047-4353
Document Number	0000143909
Book / Page	025097 / 000565
Instrument Date	Dec 1, 2017
Instrument	143909
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41901 ALDEN DR CLINTON TOWNSHIP MI 480382104, CLINTON TOWNSHIP, MI 48038-2104

Mortgage

Document Number	143910
Date	Dec 5, 2017
Book Page	025097/000566
Instrument	143910

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.24%

Tax Assessment & Valuation

The 2025 property tax bill for 49488 Compass Point Dr was $14,144 with a homeowner's exemption, up 3.2% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,500 (+9.22%)	$1,083,000 (+9.22%)
2025	$14,144.00 (+3.23%) Homeowner's exemption	$495,800	$991,600
2024	$13,701.00
2023		$383,400	$766,800
2022	$12,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49488 Compass Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	30 (1981–2023)
Claims Outside the SFHA	20 of 30
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49488 Compass Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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