Onondaga County and Clay Town property record for 4948 Windgate Rd, Liverpool, NY 13088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,484 sqft · built 1970 |
| Lot Size | 0.335 acres (14,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2025) |
| Tax Bill | $5,122 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Jan 2014 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 107.-02-41.0 |
| Primary APN | 312489 107.-02-41.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 14,620 sqft (0.335 acres) |
| Lot Dimensions | 170 ft deep x 86 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 220 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4948 WINDGATE RD |
|---|---|
| City | LIVERPOOL |
| State | NY |
| Zip | 13088-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | BRIARWD TR SEC2 LT 124 |
| Legal Block | 2 |
| Legal Lot Number | 41.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11011 |
4948 Windgate Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Onondaga County and Clay Town records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4948 WINDGATE RD, LIVERPOOL, NY 13088-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage SIDNEY FEDERAL CREDIT UNION |
| Jan 21, 2014 | Deed, Transfer FIRST NIAGARA BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on File |
| Deed Sale | Mar 13, 2025 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0000008825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Mar 13, 2025 |
| Property Address | 4948 WINDGATE RD, LIVERPOOL, NY 13088-4734 |
| Document Number | 202500007779 |
| Instrument Date | Mar 11, 2025 |
| Instrument | 2025-00007779 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 KIRKPATRICK ST, SYRACUSE, NY 13208-2142 |
| Document Number | 202500007780 |
|---|---|
| Date | Mar 13, 2025 |
| Instrument | 2025-00007780 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2032 |
| Max Rate At Change | 2.25% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Jan 21, 2014 |
| Property Address | 4948 WINDGATE RD, LIVERPOOL, NY 13088-4734 |
| Document Number | 0000005267/0000000846 |
| Book / Page | 0000005267 / 0000000846 |
| Instrument Date | Jan 17, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | RONDA AKL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | NY |
| Document Number | 0000017414/0000000599 |
|---|---|
| Date | Jan 21, 2014 |
| Book Page | 0000017414/0000000599 |
| Instrument | 0000001772 |
| Name | FIRST NIAGARA BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2044 |
The 2025 property tax bill for 4948 Windgate Rd was $5,122, up 22% from the year before.
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,122.00 (+22.04%) | $4,400 (-) Land $1,000 Building $3,400 | $183,333 (+14.58%) Land $41,667 Building $141,666 |
| 2024 | $4,197.00 Homeowner's exemption | $4,400 (-) Land $1,000 Building $3,400 | $160,000 (+8.36%) Land $36,364 Building $123,636 |
| 2023 | Homeowner's exemption | $4,400 Land $1,000 Building $3,400 | $147,651 Land $33,557 Building $114,094 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4948 Windgate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4948 Windgate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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