4948 Willow St, Denver, CO 80238 Property Records

Denver City property record for 4948 Willow St, Denver, CO 80238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,716 sqft · built 2014
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Sep 2025)
Tax Bill	$8,016 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2025 Sale & Mortgage + 3 more
APN	`01164-15-009-000`

Property Details

APN / Parcel Number

Primary APN	`01164-15-009-000`
Alternative APN	`163903781`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,716 sqft Living Area
Gross Area	1,997 sqft
1st Floor Area	827 sqft
Basement Area	827 sqft
Finished Basement	719 sqft
Unfinished Basement	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	3,600 sqft (0.083 acres)
Garage Type	Attached
Garage Area	470 sqft
Porch	Open Frame Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4948 WILLOW ST
City	DENVER
State	CO
Zip	80238-3282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-RX-5
Legal Description	STAPLETON FLG NO 42 B15 L9
Legal Subdivision	STAPLETON FLG NO 42
Legal Block	2
Legal Lot Number	9
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2060
Census Tract	4111

Owner

4948 Willow St is owned and occupied by two individuals who bought it in September 2025.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4948 WILLOW ST, DENVER, CO 80238-3282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit WESTERRA CREDIT UNION
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME LNS TODAY
Jan 9, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	202597770
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	0000002421
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Apr 8, 2026
Property Address	4948 WILLOW ST, DENVER, CO 80238-3282
Document Number	0000039230
Instrument Date	Apr 3, 2026
Instrument	202639230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 WILLOW ST, DENVER, CO 80238-3282

Mortgage

Document Number	0000039230,
Date	Apr 8, 2026
Instrument	202639230

Lender

Name	WESTERRA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Sep 30, 2025
Property Address	4948 WILLOW ST, DENVER, CO 80238-3282
Document Number	0000097770
Instrument Date	Sep 30, 2025
Instrument	2025097770
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4948 WILLOW ST, DENVER, CO 80238-3282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4948 WILLOW ST, DENVER, CO 80238-3282

Mortgage

Document Number	0000097771
Date	Sep 30, 2025
Instrument	2025097771

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4948 WILLOW ST, DENVER, CO 80238-3282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176053
Date	Oct 23, 2020
Instrument	2020176053

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 2, 2018
Property Address	4948 WILLOW ST, DENVER, CO 80238-3282
Document Number	0000025417
Instrument Date	Feb 22, 2018
Instrument	25417
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	COLORADO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 WILLOW ST DENVER CO 802383282, DENVER, CO 80238-3282

Mortgage

Document Number	25418
Date	Mar 2, 2018
Instrument	25418

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jan 9, 2017
Property Address	4948 WILLOW ST, DENVER, CO 80238-3282
Document Number	0000002421
Instrument Date	Nov 28, 2016
Instrument	2421
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4948 WILLOW ST DENVER CO 802383282, DENVER, CO 80238-3282

Mortgage

Document Number	2422,
Date	Jan 9, 2017
Instrument	2422

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4948 Willow St was $8,016, up 2.4% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,016.00 (+2.36%)	$58,410 (+9.12%) Land $10,070 Building $10,070	$828,600 Land $142,900 Building $685,700
2024	$7,831.00 (+1.36%)	$53,530 (-) Land $5,890 Building $47,640
2023	$7,726.00	$53,530 (+22.21%) Land $5,890 Building $47,640	$854,000 (+35.49%) Land $142,900 Building $711,100
2022		$43,800 Land $9,930 Building $33,870	$630,300 Land $142,900 Building $487,400
2021	$6,106.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4948 Willow St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4948 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, Starry, WiFiHood.

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