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4948 Valroy Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 4948 Valroy Rd, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,706 sqft · built 1997
Lot Size12.1 acres (531,407 sqft)
OwnerCompany Name on Record
Tax Bill$11,949 (2025)
Deeds & MortgagesFeb 2022 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN032891-0500

Property Details

APN / Parcel Number

Primary APN032891-0500
Alternative APN
  • U333218ZZZ000001117200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,706 sqft Living Area
Gross Area3,850 sqft
1st Floor Area2,706 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area531,407 sqft
View / LotPond
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area668 sqft
Shed1 Shed
Utility Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0328910500
Street Address4948 VALROY RD
CityRUSKIN
StateFL
Zip33570-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCOMM AT NE COR OF SE 1/4 THN N 89 DEG 18 MIN 49 SEC W 25 FT THN S 00 DEG 09 MIN 11 SEC E 50.01 FT TO SLY R/W LINE OF VALROY RD CONT S 00 DEG 09 MIN 11 SEC E 1097.25 FT THN N 89 DEG 15 MIN 44 SEC W 930.12 FT THN N 00 DEG 09 MIN 11 SEC W 10 FT TO POB T
Legal Range18E
Legal Township32S
Legal Section33
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block1
Legal Lot Number11720
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1022
Census Tract14002

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4948 VALROY RD, RUSKIN, FL 33570-2520
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 17, 2012
Transfer Doc0000060967
Record UpdatedOct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateFeb 10, 2022
Property Address4948 VALROY RD, RUSKIN, FL 33570-2520
Document Number0000074500
Instrument DateJan 27, 2022
Instrument2022074500
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4948 VALROY RD, RUSKIN, FL 33570-2520

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4948 VALROY RD, RUSKIN, FL 33570-2520
Document Number0000042911
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4948 VALROY RD RUSKIN FL 335702520, RUSKIN, FL 33570-2520

Mortgage

Document Number0000042911
DateJan 27, 2021
Instrument42911
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$646,261 (+3.77%) Land $352,429 Building $293,832$646,261 (+3.77%) Land $352,429 Building $293,832
2025$11,949.00 (+13.19%)$622,770 (+8.1%) Land $319,551 Building $303,219$622,770 (+8.1%) Land $319,551 Building $303,219
2024$10,557.00 (+7.71%)
2023$9,801.00 (+10.01%)$576,096 (+10.75%) Land $272,973 Building $303,123$576,096 (+10.75%) Land $272,973 Building $303,123
2022$8,909.00$520,157 Land $229,135 Building $291,022$520,157 Land $229,135 Building $291,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2020–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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