4948 Summerside Dr, Clover, SC 29710 Property Records

York County property record for 4948 Summerside Dr, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,170 sqft · built 2003
Lot Size	0.32 acres (13,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,750 (Dec 2015)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559-01-01-190`

Property Details

APN / Parcel Number

Primary APN	`559-01-01-190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,920 sqft
2nd Floor Area	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	13,926 sqft (0.32 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	4948 SUMMERSIDE DR
City	CLOVER
State	SC
Zip	29710-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	LOT 79 AUTUMN COVE PHSE IV
Legal Subdivision	AUTUMN COVE
Legal Lot Number	79
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4002
Census Tract	61708

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4948 SUMMERSIDE DR, CLOVER, SC 29710-9154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Prior Sale	Jul 25, 2003 · Amount on Record
Deed Document Number	2015324467
Deed Book / Page	15335 / 137
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4948 SUMMERSIDE DR, CLOVER, SC 29710-9154
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2212800101
Date	Sep 10, 2025
Book Page	22128/101
Instrument	2025030492

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 5, 2050

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4948 SUMMERSIDE DR, LAKE WYLIE, SC 29710-9154
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1846100346
Date	Jul 31, 2020
Book Page	18461/346
Instrument	2020034403

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 5, 2027
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	4.5%
Index	10-Year TN
Max Rate	8.5%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00 (+12.33%)	$11,188 (+15%) Land $2,195 Building $8,993	$382,300 (+47.55%) Land $75,000 Building $307,300
2023	$1,119.00 Additional exemption filed	$9,729 Land $2,441 Building $7,288	$259,105 Land $65,000 Building $194,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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