4948 Oceana Dr, Florence, OR 97439 Property Records

Lane County property record for 4948 Oceana Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,568 sqft · built 1988
Lot Size	0.434 acres (18,883 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Apr 2026)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-10-31-06600-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-10-31-06600-000`
Alternative APNs	`1812103106600` `1381969`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	18,883 sqft (0.434 acres)
Lot Dimensions	161 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1381969
Street Address	4948 OCEANA DR
City	FLORENCE
State	OR
Zip	97439-9026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TL 06600
Legal Range	12
Legal Township	18
Legal Section	10
Legal Subdivision	IDYLEWOOD
Legal Block	5
Legal Lot Number	6600
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2008
Census Tract	706

Owner

Source: Lane County records · APN 18-12-10-31-06600-000

Assessment roll updated November 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4948 OCEANA DR, FLORENCE, OR 97439-9026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Nov 03, 2005 · Amount on Record
Deed Document Number	202612369
Prior Transfer Date	Mar 13, 2013
Prior Transfer Doc	0000014735
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 20, 2026
Property Address	4948 OCEANA DR, FLORENCE, OR 97439-9026
Document Number	0000012369
Instrument Date	Apr 16, 2026
Instrument	2026.12369
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4948 OCEANA DR, FLORENCE, OR 97439-9026

Mortgage

Document Number	0000012370,
Date	Apr 20, 2026
Instrument	2026.12370

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (+6.12%)	$295,074 (+6.09%)	$498,512 (-2.04%) Land $135,090 Building $363,422
2023	$3,071.00 (+4.42%)	$278,136 (+3%)	$508,889 (+11.22%) Land $118,418 Building $390,471
2022	$2,941.00	$270,035	$457,537 Land $114,567 Building $342,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Concept Communications, T-Mobile USA.

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLORENCE serves 9,561 people
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.