Lake County property record for 4948 Oak Ln, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,573 sqft · built 1977 |
| Lot Size | 0.248 acres (10,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Apr 1997) |
| Tax Bill | $7,068 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-15-203-007 |
| Primary APN | 07-15-203-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,573 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 923 sqft |
| 2nd Floor Area | 650 sqft |
| Upper Floors Area | 650 sqft |
| Basement Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,785 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4948 OAK LN |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE OAKS LOT 46 |
| Legal Subdivision | PRAIRIE OAKS |
| Legal Lot Number | 46 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 861508 |
4948 Oak Ln is owned and occupied by two individuals who bought it in April 1997.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4948 OAK LN, GURNEE, IL 60031-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Jul 31, 2020 | Correction Deed SERVICELINK |
| May 1, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 1997 · Amount on File |
| Deed Sale | Apr 17, 1997 · Amount on File |
| Deed Document Number | 19973957339 |
| Prior Transfer Date | Apr 11, 1997 |
| Prior Transfer Doc | 0003957339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4948 OAK LN, GURNEE, IL 60031-1939 |
| Document Number | 0007679429 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4948 OAK LN GURNEE IL 600311939, GURNEE, IL 60031-1939 |
| Document Number | 0007679429 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 7679429 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 31, 2020 |
| Property Address | 4948 OAK LN, GURNEE, IL 60031-1939 |
| Document Number | 0007679428 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 7679428 |
| Record Updated | Aug 19, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4948 OAK LN GURNEE IL 600311939, GURNEE, IL 60031-1939 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4948 OAK LN, GURNEE, IL 60031-1939 |
| Document Number | 0007393115 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4948 OAK LN GURNEE IL 600311939, GURNEE, IL 60031-1939 |
| Document Number | 0007393115 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 7393115 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,850 Land $17,268 Building $82,582 | $299,580 Land $51,809 Building $247,771 | |
| 2024 | $7,068.00 (-6.52%) | ||
| 2023 | $7,561.00 (+10.04%) | $83,646 (+2.95%) Land $14,466 Building $69,180 | $250,963 (+2.95%) Land $43,402 Building $207,561 |
| 2022 | $6,871.00 | $81,248 Land $15,468 Building $65,780 | $243,769 Land $46,409 Building $197,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4948 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4948 Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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