4948 145th St, Midlothian, IL 60445 Property Records

Cook County property record for 4948 145th St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,151 sqft · built 1992
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2026)
Tax Bill	$11,723 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-209-014`

Property Details

APN / Parcel Number

Primary APN	`28-09-209-014`
Alternative APN	`28-09-209-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,151 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4948 145TH ST
City	MIDLOTHIAN
State	IL
Zip	60445-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OAKWOODS) OF (MIDLOTHIAN) A SUB OF LT 5 IN H J CROSS SUB OF THE NH OF THE EH OF THE NE SEC 09-36-13
Legal Range	13E
Legal Township	36N
Legal Section	09
Legal Subdivision	OAKWOODS OF MIDLOTHIAN
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2027
Census Tract	824601

Owner

Source: Cook County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14626 ABBOTTSFORD RD, MIDLOTHIAN, IL 60445-2906
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage COMPASS MTG
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage COMPASS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	20261912326
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2026
Property Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456
Document Number	0000002326
Instrument Date	Jun 25, 2026
Instrument	20262326
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14626 ABBOTTSFORD RD, MIDLOTHIAN, IL 60445-2906

Mortgage

Document Number	0000002327,
Date	Jul 10, 2026
Instrument	20261912327

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456

Mortgage

Document Number	0023306025
Date	Aug 21, 2023
Instrument	2323306025

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456

Mortgage

Document Number	0010449030
Date	Apr 14, 2023
Instrument	2310449030

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017442148
Date	Jun 23, 2021
Instrument	2117442148

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456
Document Number	2021713033
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 145TH ST MIDLOTHIAN IL 604452456, MIDLOTHIAN, IL 60445-2456

Mortgage

Document Number	2021713033
Date	Aug 4, 2020
Instrument	21713033

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 31, 2019
Property Address	4948 145TH ST, MIDLOTHIAN, IL 60445-2456
Document Number	1930417030
Instrument Date	Oct 18, 2019
Instrument	30417030
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 145TH ST MIDLOTHIAN IL 604452456, MIDLOTHIAN, IL 60445-2456

Mortgage

Document Number	1930417031
Date	Oct 31, 2019
Instrument	30417031

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,001 (+45.65%) Land $5,693 Building $30,308	$360,010 (+45.65%) Land $56,930 Building $303,080
2023	$11,723.00 (+18.7%)
2022	$9,876.00	$24,718 Land $4,950 Building $19,768	$247,180 Land $49,500 Building $197,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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