Sequatchie County property record for 4947 W Valley Rd, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,472 sqft · built 2020 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2020) |
| Tax Bill | $1,877 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077054 03620 |
| Primary APN | 077054 03620 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 769 sqft |
| Driveway | Driveway |
| Driveway Area | 3,510 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 230 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 4947 W VALLEY RD |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-4984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4 |
| Legal Subdivision | LAND JOHNSON |
| Legal Lot Number | 1 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 60104 |
Source: Sequatchie County records · APN 077054 03620
Assessment roll updated January 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · VA Mortgage DYNAGEN LENDING LLC |
| May 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 24, 2020 | Warranty Deed, Transfer · VA Mortgage TRUIST BK |
| Feb 26, 2020 | Loan Modification, Mortgage CITIZENS TRI-CNTY BK |
| Nov 15, 2019 | Deed of Trust, Mortgage CITIZENS TRI-CNTY BK |
| May 08, 2019 | Warranty Deed, Construction Loan · Construction Mortgage CITIZENS TRI-CNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | May 08, 2019 · Amount on Record |
| Deed Document Number | 20201469 |
| Deed Book / Page | 400 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Document Number | 0000003655 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 478/1763 |
| Instrument | 25003655 |
| Name | DYNAGEN LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 28588 NORTHWESTERN HWY STE 400, SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001495 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 441/202 |
| Instrument | 22001495 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Jun 24, 2020 |
| Property Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Document Number | 0000001469 |
| Book / Page | 000400 / 000053 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 1469 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4947 W VALLEY RD DUNLAP TN 37327, DUNLAP, TN 37327 |
| Document Number | 1470 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 000400/000055 |
| Instrument | 1470 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Document Number | 0000000518 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2272 DUNLAP TN 373272272, DUNLAP, TN 37327-2272 |
| Document Number | 0000000518 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 000394/000573 |
| Instrument | 518 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Document Number | 0000002379 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2272 DUNLAP TN 373272272, DUNLAP, TN 37327-2272 |
| Document Number | 0000002379 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 000389/000555 |
| Instrument | 2379 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 17, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | May 08, 2019 |
| Property Address | 4947 W VALLEY RD, DUNLAP, TN 37327-4984 |
| Document Number | 0000000966 |
| Book / Page | 000382 / 000331 |
| Instrument Date | May 08, 2019 |
| Instrument | 966 |
| Transaction Type | Construction Loan |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2272 DUNLAP TN 373272272, DUNLAP, TN 37327-2272 |
| Document Number | 967 |
|---|---|
| Date | May 08, 2019 |
| Book Page | 000382/000333 |
| Instrument | 967 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 07, 2020 |
Source: Sequatchie County records · Assessment roll updated January 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,750 (-) Land $4,550 Building $73,200 | ||
| 2023 | $1,877.00 (+24.88%) | $77,750 (+71.73%) Land $4,550 Building $73,200 | $311,000 (+71.73%) Land $18,200 Building $292,800 |
| 2022 | $1,503.00 | $45,275 Land $3,025 Building $42,250 | $181,100 Land $12,100 Building $169,000 |
Source: FEMA National Flood Hazard Layer, Sequatchie County (47153C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471530601041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Wildfire Risk | Moderate above 56% of the US · above 76% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 57 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bledsoe Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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