4946 Thomas Ave N, Minneapolis, MN 55430 Property Records

Hennepin County property record for 4946 Thomas Ave N, Minneapolis, MN 55430

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,330 sqft · built 1953
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2009)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-118-21-24-0031`

Property Details

APN / Parcel Number

Primary APN	`11-118-21-24-0031`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	879 sqft
Basement Area	879 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	126 ft deep x 52 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4946 THOMAS AVE N
City	MINNEAPOLIS
State	MN
Zip	55430-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 T ELSENS 1ST ADDN 52.00 X 126.80
Legal Range	21
Legal Township	118
Legal Section	11
Legal Quarter	24
Legal Subdivision	ELSENS 1ST ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	3
Census Block	3015
Census Tract	101

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4946 THOMAS AVE N, MINNEAPOLIS, MN 55430-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK
Feb 9, 2018	Deed of Trust, Mortgage · FHA Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2009 · Amount on Record
Deed Sale	Sep 4, 2009 · Amount on Record
Deed Document Number	20091598
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4946 THOMAS AVE N, MINNEAPOLIS, MN 55430-3722
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T6031651
Date	Aug 23, 2023
Instrument	T6031651

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 2, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.04%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	6.04%
Max Rate At Change	10%
Index	1-Year T-Bill
Max Rate	14%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4946 THOMAS AVE N, MINNEAPOLIS, MN 55430-3722
Document Number	0005695529
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4946 THOMAS AVE N MINNEAPOLIS MN 554303722, MINNEAPOLIS, MN 55430-3722

Mortgage

Document Number	0005695529
Date	Mar 27, 2020
Instrument	5695529

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4946 THOMAS AVE N, MINNEAPOLIS, MN 55430-3722
Document Number	0005511930
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4946 THOMAS AVE N MINNEAPOLIS MN 554303722, MINNEAPOLIS, MN 55430-3722

Mortgage

Document Number	0005511930
Date	Feb 14, 2018
Instrument	5511930

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00 (+24.37%)	$289,100 (+7.87%) Land $50,000 Building $239,100	$289,100 (+7.87%) Land $50,000 Building $239,100
2023	$3,336.00 Homeowner's exemption
2022		$268,000 Land $50,000 Building $218,000	$268,000 Land $50,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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