4946 Maple Dam Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4946 Maple Dam Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 1960
Lot Size	0.51 acres (22,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jun 1986)
Tax Bill	$1,816 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-130309`

Property Details

APN / Parcel Number

Primary APN	`07-130309`
Alternative APNs	`7130309` `130309`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,215 sqft (0.51 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	130309
Street Address	4946 MAPLE DAM RD
City	CAMBRIDGE
State	MD
Zip	21613-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 22,215 SQ FT W/S MAPLE DAM ROAD CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1043
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4946 MAPLE DAM RD, CAMBRIDGE, MD 21613-3738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 1986 · Amount on Record
Deed Sale	Jun 23, 1986 · Amount on Record
Deed Book / Page	240 / 267
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4946 MAPLE DAM RD, CAMBRIDGE, MD 21613-3738
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4946 MAPLE DAM RD, CAMBRIDGE, MD 21613-3738

Mortgage

Document Number	0019820198
Date	Dec 1, 2025
Book Page	1982/198

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4946 MAPLE DAM RD, CAMBRIDGE, MD 21613-3738
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016700218
Date	Aug 5, 2021
Book Page	1670/218

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4946 MAPLE DAM RD, CAMBRIDGE, MD 21613-3738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013950400
Date	Apr 19, 2017
Book Page	1395/400
Instrument	1395-400

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,816.00 (+1.85%) Homeowner's exemption	$153,767 (+1.9%)	$159,500 (+5.7%) Land $43,300 Building $116,200
2025	$1,783.00 (+11.86%) Homeowner's exemption	$150,900 (+9.37%) Land $43,300 Building $107,600	$150,900 (-) Land $43,300 Building $107,600
2023	$1,594.00 Homeowner's exemption	$137,967	$150,900 Land $43,300 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

May also be available: Bay Country Communications.

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