4946 Garfield St, Gary, IN 46408 Property Records

Lake County property record for 4946 Garfield St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,744 sqft · built 1956
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on File
Last Sale	$106,100 (Apr 2018)
Tax Bill	$1,383 (2024)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0143-0011`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0143-0011`
Alternative APNs	`45-08-32-427-006.000-001` `013901430011`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	4,599 sqft
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Construction Type	Brick
Roof Material	Asphalt
Lot Area	22,695 sqft (0.521 acres)
Lot Dimensions	129 ft deep x 172 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4946 GARFIELD ST
City	GARY
State	IN
Zip	46408-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERN OAKS BLK B LOTS 9,10,11,12,S,5FT LOT 13
Legal Subdivision	FERN OAK
Legal Block	B
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1018
Census Tract	41500

Owner

4946 Garfield St is owned and occupied by two individuals who bought it in April 2018.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4646 GARFIELD ST, GARY, IN 46408-3721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	Oct 2, 2006 · Amount on File
Deed Document Number	201823781
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0000023781
Record Updated	Oct 29, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 17, 2018
Property Address	4946 GARFIELD ST, GARY, IN 46408-4348
Document Number	0000023781
Instrument Date	Mar 22, 2018
Instrument	23781
Transaction Type	Transfer
Record Updated	Apr 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4946 GARFIELD ST GARY IN 464084348, GARY, IN 46408-4348

Mortgage

Document Number	23782
Date	Apr 17, 2018
Instrument	23782

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,000 Land $28,200 Building $140,800	$169,000 Land $28,200 Building $140,800
2024	$1,383.00
2023		$129,900 (+8.61%) Land $35,100 Building $94,800	$129,900 (+8.61%) Land $35,100 Building $94,800
2022	$1,196.00 Homeowner's exemption	$119,600 Land $22,000 Building $97,600	$119,600 Land $22,000 Building $97,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4946 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4946 Garfield St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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