4946 Drummond Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 4946 Drummond Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2013
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$167,750 (May 2020)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12702`

Property Details

APN / Parcel Number

Primary APN	`12702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Above Road/Slope
Garage Area	378 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4946 DRUMMOND LN
City	GLOUCESTER
State	VA
Zip	23061-4289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	H L DIXON LOTS LOT 7
Legal Subdivision	PLAT: PB21 1147
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1017
Census Tract	100102

Owner

Source: Gloucester County records · APN 12702

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4946 DRUMMOND LN, GLOUCESTER, VA 23061-4289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2020 · Amount on Record
Deed Sale	May 05, 2020 · Amount on Record
Deed Document Number	IW 2020085
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4946 DRUMMOND LN, GLOUCESTER, VA 23061-4289
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002077
Date	May 05, 2020
Instrument	200002077

Lender

Name	CHESAPEAKE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2025

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,877.00 (+66.11%)	$297,100 (-) Land $61,630 Building $235,470	$297,100 (-) Land $61,630 Building $235,470
2024	$1,732.00	$297,100 (-) Land $61,630 Building $235,470	$297,100 (-) Land $61,630 Building $235,470
2023	$1,732.00 (+1.64%)	$297,100 (+26.4%) Land $61,630 Building $235,470	$297,100 (+26.4%) Land $61,630 Building $235,470
2022	$1,704.00	$235,050 Land $38,940 Building $196,110	$235,050 Land $38,940 Building $196,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Drummond Ln

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