4945 Trinity Oak Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4945 Trinity Oak Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,623 sqft · built 2014
Lot Size	0.295 acres (12,858 sqft)
Owner	Individual Name on Record
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-2-09-08-0-00087-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-2-09-08-0-00087-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,623 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,858 sqft (0.295 acres)
Lot Width	38 ft Width
Patio Area	144 sqft

Location & Zoning

Street Address	4945 TRINITY OAK DR
City	OLIVE BRANCH
State	MS
Zip	38654-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRINITY PARK SEC B LOT 87
Legal Range	06
Legal Township	02
Legal Section	09
Legal Subdivision	TRINITY PARK SEC B
Legal Lot Number	87
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	70721

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4945 TRINITY OAK DR, OLIVE BRANCH, MS 38654-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE LENDING LLC
Feb 24, 2020	Warranty Deed, Transfer · VA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020
Deed Sale	Feb 24, 2020
Prior Sale	Feb 13, 2015
Deed Document Number	0000912735
Deed Book / Page	912 / 735
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4945 TRINITY OAK DR, OLIVE BRANCH, MS 38654-7209
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 TRINITY OAK DR, OLIVE BRANCH, MS 38654-7209

Mortgage

Document Number	5660/51588
Date	Jun 14, 2023
Book Page	5660/51588

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Mar 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4945 TRINITY OAK DR, OLIVE BRANCH, MS 38654-7209
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004567/642
Date	Jul 3, 2018
Book Page	4567/642
Instrument	T04567-00642

Lender

Name	FIRST ALLIANCE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 24, 2020
Property Address	4945 TRINITY OAK DR, OLIVE BRANCH, MS 38654-7209
Document Number	000912/735
Book / Page	912 / 735
Map Reference	MB 104 PG 14
Instrument Date	Feb 19, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1591 DEXTER LAKE DR APT 303, 1591, CORDOVA, TN 38016-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 TRINITY OAK DR, OLIVE BRANCH, MS 38654-7209

Mortgage

Document Number	0004890138
Date	Feb 24, 2020
Instrument	4890/138

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 (+19.04%)	$25,976 (+37.71%) Land $3,000 Building $22,976	$259,761 (+37.71%) Land $30,000 Building $229,761
2023	$2,274.00	$18,863	$188,632 Land $30,000 Building $158,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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