4945 Todd Rd, Franklin, OH 45005 Property Records

Warren County property record for 4945 Todd Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,808 sqft · built 1958
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2024)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-151-002-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-151-002-0`
Alternative APNs	`0827151002` `827151002` `1417622`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1417622
Street Address	4945 TODD RD
City	FRANKLIN
State	OH
Zip	45005-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STERLING HEIGHTS 3 LOT 114
Legal Subdivision	STERLING HEIGHTS 3
Legal Block	622
Legal Lot Number	114
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	30700

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4945 TODD RD, FRANKLIN, OH 45005-5035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage VERITAS FUNDING LLC
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG
Dec 6, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	202417379
Prior Transfer Date	Feb 5, 1990
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4945 TODD RD, FRANKLIN, OH 45005-5035
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 TODD RD, FRANKLIN, OH 45005-5035

Mortgage

Document Number	0000002090
Date	Jan 31, 2024
Instrument	2024-002090

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4945 TODD RD, FRANKLIN, OH 45005-5035
Document Number	0000034860
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4945 TODD RD FRANKLIN OH 450055035, FRANKLIN, OH 45005-5035

Mortgage

Document Number	0000034860
Date	Sep 10, 2020
Instrument	34860

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 6, 2018
Property Address	4945 TODD RD, FRANKLIN, OH 45005-5035
Document Number	0000034848
Map Reference	MB 4 PG 19
Instrument Date	Nov 30, 2018
Instrument	2018-034848
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 TODD RD, FRANKLIN, OH 45005-5035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034849
Date	Dec 6, 2018
Instrument	2018-034849

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4945 TODD RD, FRANKLIN, OH 45005-5035
Document Number	0000004689
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 TODD RD FRANKLIN OH 450055035, FRANKLIN, OH 45005-5035

Mortgage

Document Number	0000004689
Date	Feb 9, 2017
Instrument	4689

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92616

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,451.00 (-1.15%)	$79,290 (+23.35%) Land $16,010 Building $63,280	$226,560 (+23.36%) Land $45,750 Building $180,810
2024	$3,491.00 (+11.07%)
2023	$3,143.00 (+2.65%) Homeowner's exemption	$64,281 (-) Land $13,132 Building $51,149
2022	$3,062.00 Homeowner's exemption	$64,281 Land $13,132 Building $51,149	$183,660 (-) Land $37,520 Building $146,140
2021			$183,660 Land $37,520 Building $146,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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