4945 Riverside Dr, Delaware, OH 43015 Property Records

Delaware County property record for 4945 Riverside Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,230 sqft · built 1973
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (May 2004)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`420-410-01-026-000`

Property Details

APN / Parcel Number

Primary APN	`420-410-01-026-000`
Alternative APN	`070432.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	3,892 sqft
1st Floor Area	1,222 sqft
Upper Floors Area	1,008 sqft
Basement Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4945 RIVERSIDE DR
City	DELAWARE
State	OH
Zip	43015-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4053
Legal Subdivision	WEDGEWOOD SEC 07
Legal Lot Number	4053
Jurisdiction	DELAWARE OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2010
Census Tract	11432

Owner

4945 Riverside Dr is owned and occupied by two individuals who bought it in May 2004.

Source: Delaware County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4945 RIVERSIDE DR, DELAWARE, OH 43015-7900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit CREBRID LLC
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2004 · Amount on File
Deed Sale	May 4, 2004 · Amount on File
Deed Document Number	200419995
Deed Book / Page	499 / 41
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4945 RIVERSIDE DR, DELAWARE, OH 43015-7900
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	LAWYERS TITLE BAY AREA, LAWYERS TITLE DELAWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 RIVERSIDE DR, DELAWARE, OH 43015-7900

Mortgage

Document Number	0000023884
Date	Oct 8, 2025
Instrument	202500023884

Lender

Name	CREBRID LLC
Type	Non-Lending Institution
Address	DALLAS, TX 75225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Sep 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4945 RIVERSIDE DR, DELAWARE, OH 43015-7900
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 RIVERSIDE DR, DELAWARE, OH 43015-7900

Mortgage

Document Number	0000033929
Date	Jul 29, 2021
Book Page	1884/1187
Instrument	202100033929

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 25, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4945 RIVERSIDE DR, DELAWARE, OH 43015-7900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONARCH TITLE SERIVCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041983
Date	Oct 21, 2020
Book Page	1783/2795
Instrument	202000041983

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	133 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 4945 Riverside Dr was $4,902, up 1.8% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Concord Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,902.00 (+1.83%)	$139,130 (-) Land $58,980 Building $80,150	$397,500 Land $168,500 Building $229,000
2024	$4,814.00 (+0.1%) Homeowner's exemption	$139,130 (-) Land $58,980 Building $80,150
2023	$4,809.00 Homeowner's exemption	$139,130 Land $58,980 Building $80,150	$397,500 Land $168,500 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4945 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4945 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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