4945 Independence St, Chino, CA 91710 Property Records

San Bernardino County property record for 4945 Independence St, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,410 sqft · built 1966
Lot Size	0.169 acres (7,344 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2017)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1014-341-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1014-341-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,410 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	108 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4945 INDEPENDENCE ST
City	CHINO
State	CA
Zip	91710-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7554 LOT 4
Legal Subdivision	TRACT NO. 7554
Legal Tract	7554
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1016
Census Tract	404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 10, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 20, 2017	Grant Deed, Transfer KRG ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	2017435187
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	0000285554
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 1, 2026
Property Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848
Document Number	0000083506
Instrument Date	Mar 26, 2026
Instrument	202683506
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848

Mortgage

Document Number	0000083506,
Date	Apr 1, 2026
Instrument	202683506

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848

Mortgage

Document Number	0000275695
Date	Nov 10, 2025
Instrument	2025-0275695

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848

Mortgage

Document Number	0000113708
Date	Mar 25, 2022
Instrument	2022-0113708

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2018
Property Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848
Document Number	0000370405
Instrument Date	Sep 24, 2018
Instrument	370405
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 INDEPENDENCE ST CHINO CA 917101848, CHINO, CA 91710-1848

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 20, 2017
Property Address	4945 INDEPENDENCE ST, CHINO, CA 91710-1848
Document Number	0000435187
Instrument Date	Oct 11, 2017
Instrument	435187
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	KRG ESCROW

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 INDEPENDENCE ST CHINO CA 917101848, CHINO, CA 91710-1848

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,646 (+2%) Land $176,364 Building $324,282
2025	$5,397.00 (+5.72%) Homeowner's exemption	$490,830 (+4.04%) Land $172,906 Building $317,924
2023	$5,105.00 (+0.63%) Homeowner's exemption	$471,770 Land $166,192 Building $305,578
2022	$5,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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